Find Mortgage Lenders Near You in Coppell, TX
Looking for a mortgage lender in Coppell? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 18 mortgage lenders in Coppell, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Coppell Texas help home buyers and homeowners secure financing for home purchases and refinancing. Texas law has specific rules for home equity loans and cash-out refinancing, including a 80% loan-to-value limit. Local lenders in Coppell understand the Dallas-Fort Worth market and can guide you through the Texas mortgage process.
What Does a Mortgage Lender in Coppell Cost?
Typical costs for a mortgage in Texas include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance which can cost $1,500 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. Texas also charges a mortgage tax of $0.10 per $100 of the loan amount. Note that this is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Coppell Texas?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Texas lenders also require a completed loan application and a credit check. Self-employed borrowers may need additional profit and loss statements.
How long does it take to close on a mortgage in Texas?
The average mortgage closing in Texas takes 30 to 45 days. Texas law requires a three-day rescission period for refinances but not for purchase loans. Delays can occur due to appraisal or title issues.
Are there special mortgage programs for first-time home buyers in Texas?
Yes, the Texas Department of Housing and Community Affairs offers down payment assistance and low-interest loans for first-time buyers. Local Coppell lenders can also help with FHA and VA loans. Eligibility depends on income and credit score.