Find Mortgage Lenders Near You in Dallas, TX
Compare mortgage lenders in Dallas. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 20 mortgage lenders in Dallas, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Dallas Texas help homebuyers secure financing for residential properties. Texas law requires a specific type of deed of trust and allows for a homestead exemption that can lower property taxes. Local lenders understand the Dallas real estate market and can guide you through the loan process from pre approval to closing.
What Does a Mortgage Lender in Dallas Cost?
Typical costs for a mortgage lender in Dallas Texas include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars and title insurance costs about 0.5 to 1 percent of the purchase price. Closing costs generally total 2 to 5 percent of the loan amount. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Dallas Texas?
You typically need pay stubs tax returns bank statements and a valid ID. Texas lenders also require a property appraisal and title search. Self employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Dallas Texas?
The process usually takes 30 to 45 days from application to closing. Texas law requires a three day right of rescission for refinances but not for purchase loans. Delays can occur if appraisal or title work takes longer.
Are there Texas specific mortgage programs for first time buyers?
Yes the Texas Department of Housing and Community Affairs offers down payment assistance programs. These include the My First Texas Home loan with competitive rates and grants. Eligibility depends on income and purchase price limits.