Mortgage Lenders in Denton, TX
Directory of mortgage lenders in Denton, Texas. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 17 mortgage lenders in Denton, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Denton Texas help home buyers and homeowners secure financing for residential properties. Texas law requires specific disclosures and a 60-day right of rescission on certain refinances. Local lenders understand Denton County property values and the unique requirements of Texas homestead laws.
What Does a Mortgage Lender in Denton Cost?
Typical costs for a mortgage lender in Texas include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,500 to $2,500. Closing costs in Denton usually range from 2% to 5% of the purchase price. These figures are estimates and vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Denton Texas?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Texas law also requires a signed disclosure of the Loan Estimate within three business days of application.
How long does it take to close a mortgage loan in Texas?
Most loans close in 30 to 45 days. Texas has a 3-day rescission period after signing for refinances, which can add a few days to the timeline.
Are there any Texas-specific mortgage programs?
Yes. The Texas Department of Housing and Community Affairs offers down payment assistance programs for qualified buyers. Also, Texas does not have a state income tax, which can affect your debt-to-income ratio.