Compare Mortgage Lenders in Garland, TX
Looking for a mortgage lender in Garland? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 20 mortgage lenders in Garland, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Garland Texas help homebuyers secure financing for residential properties. Texas law requires lenders to provide a Loan Estimate within three business days of application. Garland borrowers often work with local lenders who understand the Dallas County real estate market and property tax rules.
What Does a Mortgage Lender in Garland Cost?
Typical costs for a mortgage lender in Texas include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance premiums of 1,500 to 3,000 dollars. Closing costs in Garland generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Garland Texas?
You typically need pay stubs, tax returns, bank statements, and a government ID. Texas lenders also require a property appraisal and title insurance commitment.
How long does mortgage approval take in Texas?
The process usually takes 30 to 45 days from application to closing. Texas law mandates a three-day right of rescission for refinances on primary residences.