Find Mortgage Lenders Near You in Highland Village, TX
Directory of mortgage lenders in Highland Village, Texas. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 14 mortgage lenders in Highland Village, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Highland Village Texas help home buyers and homeowners secure financing for property purchases and refinancing. Texas law requires a specific home equity loan process with a 12-day waiting period after application. Local lenders understand the Highland Village real estate market and can guide you through Texas-specific regulations.
What Does a Mortgage Lender in Highland Village Cost?
Typical mortgage lender costs in Texas include an origination fee of 0.5% to 1% of the loan amount, appraisal fees between $400 and $700, and title insurance which can cost $1,500 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage lender in Highland Village?
You typically need pay stubs, tax returns, bank statements, and identification. Texas lenders may also ask for a homestead affidavit if you are buying a primary residence.
How long does the mortgage process take in Texas?
The process usually takes 30 to 45 days from application to closing. Texas law requires a 12-day waiting period for home equity loans after you submit your application.
Are there special mortgage programs for Texas veterans?
Yes, Texas offers property tax exemptions for veterans with a disability rating. Many lenders also offer VA loans with no down payment for eligible veterans and active duty military.