Compare Mortgage Lenders in Humble, TX
Browse mortgage lenders serving Humble, Texas. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 11 mortgage lenders in Humble, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Humble Texas help home buyers and homeowners secure financing for property purchases or refinancing. Texas law requires a specific home equity loan process with a 12 day cooling off period before closing. Local lenders understand the Humble real estate market and can guide you through Texas specific documents like the T-47 affidavit.
What Does a Mortgage Lender in Humble Cost?
Typical costs for a mortgage in Texas include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance which can cost 1,000 to 2,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. These numbers vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage loan in Humble Texas?
You typically need pay stubs, W-2s, tax returns, bank statements, and a valid ID. Texas lenders also require a homestead affidavit for owner occupied properties.
How long does the mortgage process take in Texas?
The average mortgage process in Texas takes 30 to 45 days from application to closing. Texas law mandates a 12 day waiting period for home equity loans after you receive the final loan estimate.
Are there special rules for Texas home equity loans?
Yes. Texas law limits home equity loans to 80 percent of the home value. You also have a right to rescind the loan within three business days after signing.