Compare Mortgage Lenders in Irving, TX
Looking for a mortgage lender in Irving? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 15 mortgage lenders in Irving, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Irving Texas assist homebuyers and homeowners with loans for purchase or refinance. Texas law requires a home equity loan to have a maximum 80% loan-to-value ratio. Irving lenders can guide you through the Texas-specific closing process and document requirements.
What Does a Mortgage Lender in Irving Cost?
Typical costs for a mortgage lender in Texas include an origination fee of 0.5% to 1% of the loan amount. Other fees may include appraisal costs around $500 to $700, title insurance of $1,500 to $3,000, and recording fees. Texas also charges a state mortgage tax of $0.10 per $100 of the loan amount. Note that costs vary by case. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage loan in Irving Texas?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Texas law may also require a homestead affidavit for certain loan types.
How long does the mortgage process take in Texas?
The process usually takes 30 to 45 days from application to closing. Texas has a three-day right of rescission for refinances on a primary residence.
What are typical credit score requirements for a mortgage in Irving?
Conventional loans often require a minimum credit score of 620. FHA loans may accept scores as low as 580. Requirements vary by lender and loan type.