Compare Mortgage Lenders in Katy, TX
Browse mortgage lenders serving Katy, Texas. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 20 mortgage lenders in Katy, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Katy Texas help homebuyers secure financing for residential properties. Texas law requires a specific home equity loan process with a 12 day waiting period after application. Local lenders understand the Katy market and can guide you through conventional FHA and VA loan options.
What Does a Mortgage Lender in Katy Cost?
Typical mortgage lender costs in Texas include an origination fee of 0.5 to 1.0 percent of the loan amount appraisal fees from 400 to 700 dollars and title insurance which can cost 1500 to 3000 dollars. Closing costs in Katy often total 2 to 5 percent of the home purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Katy Texas?
You typically need pay stubs W-2 forms tax returns bank statements and a valid ID. Texas lenders also require a signed authorization to pull your credit report.
How long does the mortgage process take in Texas?
The average mortgage process in Texas takes 30 to 45 days from application to closing. Texas law mandates a 12 day waiting period for home equity loans before you can close.
What are the property tax rates in Katy Texas?
Katy property tax rates vary by school district and county but generally range from 2.5 to 3.0 percent of the assessed value. Texas has no state income tax so property taxes are a primary revenue source.