Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Texas before hiring.
Showing 2 mortgage lenders in Kemah, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
King James Lending | Hard Money Loans Local Investors | Quick Close, Best Fees
770 Marina Bay Dr, Kemah, TX 77565
(281) 909-7487
kingjameslending.com
What Does a Mortgage Lender in Kemah Cost?
Typical costs for a mortgage lender in Texas include an origination fee of 0.5 percent to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and a title insurance policy that costs about 0.5 percent of the purchase price. Closing costs in Texas generally range from 2 percent to 5 percent of the home price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage lender in Kemah?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Texas lenders also require a completed loan application and a credit report authorization.
How long does the mortgage process take in Texas?
The mortgage process in Texas usually takes 30 to 45 days from application to closing. Texas law mandates a three day waiting period after you receive the Closing Disclosure before you can sign final documents.
Are there Texas specific mortgage programs available?
Yes, the Texas Department of Housing and Community Affairs offers the My First Texas Home program. This program provides down payment and closing cost assistance for eligible first time home buyers in Kemah.