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Looking for a mortgage lender in Midland? Review the directory below to compare your options.
18 agents listed
Updated May 2026
Midland, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 18 mortgage lenders in Midland, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Highlands Residential Mortgage - The Elite Team - Midland
4410 N Midkiff Rd Suite b-2a, Midland, TX 79705
4322186175
Next Legacy Lending - Midland
705 W Wadley Ave, Midland, TX 79705
4322530402
Flat Branch Home Loans - Stacy Cornejo
4920 N Midkiff Rd, Midland, TX 79705
3613080052
Jamie Pruitt, Mortgage Loan Officer
3211 W Wadley Ave #14, Midland, TX 79705
4326319065
Revolution Mortgage
3303 N Midkiff Rd Suite 115, Midland, TX 79705
4322693191
Ashley Wheeler, PrimeLending NMLS 2407900
3510 N Midkiff Rd Ste. 200, Midland, TX 79705
4322304004
GFS Home Loans
4305 N Garfield St Suite 213A, Midland, TX 79705
4323526694
Midland Refinance Mortgage
5900 E County Rd 57, Midland, TX 79705
8775452129
The Texas Mortgage Pros - Home Loans Midland
4305 N Garfield St #218, Midland, TX 79705
8772804833
Morgage Broker NMLS 621110
4305 N Garfield St Suite 213A, Midland, TX 79705
4323526694
Mortgage lenders in Midland Texas help homebuyers and homeowners secure loans for purchasing or refinancing property. Texas law requires a specific homestead exemption and limits on home equity loan amounts. Local lenders understand the Midland real estate market and can guide you through the Texas Constitution rules for home loans.
What Does a Mortgage Lender in Midland Cost?
Typical costs for a mortgage lender in Midland Texas include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,500 to $3,000. Closing costs usually range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Midland Texas?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Texas lenders also require a property survey and title insurance for the loan process.
How long does it take to close a mortgage in Texas?
A standard mortgage closing in Texas takes 30 to 45 days. The Texas Constitution requires a 12 day waiting period for home equity loans after the application is submitted.
Are there special mortgage rules for Texas homeowners?
Yes. Texas law limits home equity loans to 80% of the home value. You cannot have more than one home equity loan at a time, and you must wait 12 months between refinances.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.