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Find Mortgage Lenders in Schertz, TX

Browse mortgage lenders serving Schertz, Texas. Contact information and addresses listed below.

17 agents listed
Updated May 2026
Schertz, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 17 mortgage lenders in Schertz, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First United Bank - Schertz
4917 FM3009, Schertz, TX 78154
2106514477
Winn Team at Texana - Schertz
816 Main St Suite E, Schertz, TX 78154
2108594984
Triton Group at Legacy Mutual Mortgage
3820 FM3009 #148, Schertz, TX 78154
2104765523
Cat Blackmon Realtor® | Loan Officer
Twin Branch, Schertz, TX 78154
2108708173
Travis Winn at Veterans Lending Group
816 Main St Suite E, Schertz, TX 78154
2108666271
Tyler Groft at Veterans Lending Group
816 Main St Suite E, Schertz, TX 78154
8777731226
Jayro Perez at Veterans Lending Group
816 Main St Suite E, Schertz, TX 78154
8777731226
Danny Leos at Veterans Lending Group
816 Main St Suite E, Schertz, TX 78154
8777731226
Dimitri Jackson at Veterans Lending Group
816 Main St Suite E, Schertz, TX 78154
8777731226
Tiffany Giddens at Veterans Lending Group
816 Main St Suite E, Schertz, TX 78154
2106829834
Chase Mortgage
6026 FM3009, Schertz, TX 78154
2105901244
Hard Money Lenders Schertz
1996 Schertz Pkwy, Schertz, TX 78154
2109039896
Daniel Ganoe - Mortgage Broker - Texas United Mortgage - NMLS# 1646757
4917 FM3009, Schertz, TX 78154
3614256503
Rheena Gonzales, NMLS# 1626334 - Security Service Federal Credit Union
17300 I-35 N, Schertz, TX 78154
8006814466
Joseph Reyes at Veterans Lending Group
816 Main St Suite E, Schertz, TX 78154
8777731226
Logan Commins at Veterans Lending Group
816 Main St Suite E, Schertz, TX 78154
2104294051
Donnie Fine at Veterans Lending Group
816 Main St Suite E, Schertz, TX 78154
2106009779

Mortgage lenders in Schertz Texas help home buyers and homeowners secure loans for purchasing or refinancing property. Texas law limits cash-out refinancing to 80 percent of the home value and requires a homestead exemption filing. Local lenders understand the Schertz real estate market and can guide you through the Texas-specific closing process.

What Does a Mortgage Lender in Schertz Cost?

Typical mortgage lender costs in Texas include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance which can cost 1,500 to 3,000 dollars. Closing costs in Schertz generally range from 2 to 5 percent of the purchase price. These are general estimates and your actual costs will vary based on loan type, property value, and lender policies. This information is for general informational purposes only and does not constitute mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Schertz Texas?
You typically need pay stubs, tax returns, bank statements, and a government ID. Texas lenders also require a homestead affidavit if you claim the property as your primary residence.
How long does it take to close on a mortgage in Texas?
Most mortgages close in 30 to 45 days. Texas law requires a 3-day right of rescission for refinances, which can add a few days to the timeline.
Are there special mortgage programs for Texas first time home buyers?
Yes. The Texas Department of Housing and Community Affairs offers down payment assistance programs. Some Schertz lenders also offer FHA and VA loans with lower down payment requirements.