Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Texas before hiring.
Showing 16 mortgage lenders in Sherman, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Michelle Castle
714 N Travis St, Sherman, TX 75090
(903) 957-3127
branches.guildmortgage.com
Guild Mortgage - Patrick McElyea
714 N Travis St, Sherman, TX 75090
(469) 879-9780
branches.guildmortgage.com
Stephanie Clark- First State Bank Mortgage
2315 US-75, Sherman, TX 75090
(903) 821-5054
firststate.bank
Guild Mortgage - Allen Martin
714 N Travis St, Sherman, TX 75090
(903) 513-9605
branches.guildmortgage.com
Vanya Griffith-Mayes at Certainty Home Lending (NMLS #231162)
2612 N Loy Lake Rd #300, Sherman, TX 75090
(903) 815-2372
certaintyhomelending.com
Guild Mortgage - Traci Cherry
714 N Travis St, Sherman, TX 75090
(903) 957-3121
branches.guildmortgage.com
Tonya Hudgins - First United Mortgage Group
401 E Taylor St, Sherman, TX 75090
(903) 271-1900
thudgins.firstunitedteam.com
MainStreet Lending Co - Sherman TX Home Loans
2907 Overland Trail, Sherman, TX 75092
(903) 892-6536
mainstreetlendingco.com
What Does a Mortgage Lender in Sherman Cost?
Typical costs for a mortgage lender in Texas include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and a title insurance policy that can cost 1,000 to 2,500 dollars. Closing costs in Texas generally range from 2 to 5 percent of the purchase price. These costs vary by loan type and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Sherman Texas?
You typically need pay stubs, tax returns, bank statements, and a government-issued ID. Texas lenders also require a signed authorization to pull your credit report. Self-employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Texas?
The process usually takes 30 to 45 days from application to closing. Texas law mandates a three-day right of rescission for refinances, which adds time. Delays can occur if property title issues arise or if appraisals take longer than expected.
Are there special loan programs for first-time home buyers in Sherman Texas?
Yes, the Texas Department of Housing and Community Affairs offers down payment assistance and low-interest loans for first-time buyers. Sherman also has local programs through the city or county for eligible residents. These programs often have income limits and require a home buyer education course.