ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of mortgage lenders in Terrell, Texas. Verify credentials with the state mortgage licensing authority before hiring.
14 agents listed
Updated May 2026
Terrell, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 14 mortgage lenders in Terrell, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Texas Car Title and Payday Loan Services, Inc.
605 W Moore Ave, Terrell, TX 75160
9725631745
Western Finance
357 S Virginia St, Terrell, TX 75160
9725244398
Check N Title Loans
808 W Moore Ave ste d, Terrell, TX 75160
9725635515
Heights Finance
1446 W Moore Ave Suite 202, Terrell, TX 75160
4694103621
World Finance
101-B Sage St, Terrell, TX 75160
9725635786
Atlas Credit Co., Inc.
311 E Moore Ave, Terrell, TX 75160
9725635830
Security Finance
1436 W Moore Ave, Terrell, TX 75160
9725632621
Justice Finance Co
209 1/2, E Moore Ave, Terrell, TX 75160
9725632633
Lone Star Credit Union
140 9th St, Terrell, TX 75160
8005886928
OneMain Financial
111 State Hwy 205 #102, Terrell, TX 75160
9725632207
Toledo Finance
120 E Moore Ave, Terrell, TX 75160
9722102990
Legacy Ag Credit ACA
1541 TX-34, Terrell, TX 75160
9729323610
Patterson Mortgage Group
207 W Moore Ave, Terrell, TX 75160
4694104584
Southwest Funding LP
406 W Brin St, Terrell, TX 75160
4694747274
Mortgage lenders in Terrell Texas help homebuyers secure financing for residential properties. Texas law requires specific disclosures for home loans including the Texas Home Equity Section 50(a)(6) notice. Local lenders can guide you through the process of getting pre-approved and closing on a home in Kaufman County.
What Does a Mortgage Lender in Terrell Cost?
Typical mortgage lender costs in Texas include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Title insurance and escrow fees can add 1,500 to 3,000 dollars. Closing costs in Texas usually total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Terrell Texas?
You typically need pay stubs, W-2s, tax returns, bank statements, and a government ID. Texas lenders also require a signed authorization to pull your credit report. Self-employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Texas?
The average mortgage process in Texas takes 30 to 45 days from application to closing. Texas law requires a three business day waiting period after you receive the Closing Disclosure. Delays can occur if appraisals or title work take longer.
What is the Texas Home Equity Section 50(a)(6) rule?
This Texas constitutional provision limits home equity loans to 80 percent of the home value. It also requires a 12 day rescission period after the loan closes. Borrowers must receive specific disclosures and sign a written acknowledgment of their rights.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Terrell who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.