Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Texas before hiring.
Showing 9 mortgage lenders in The Colony, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
AmeriDream Mortgage Group
3700 Standridge Dr #101, The Colony, TX 75056
(469) 362-4700
ameridreammtg.com
Team Mendels - Elite Financing Group NMLS 621032
4819 State Hwy 121 Ste 13, The Colony, TX 75056
(469) 955-9315
teammendelsmortgage.com
Melinda Truitt Motto Mortgage Signature
4317 Queen Cir, The Colony, TX 75056
(469) 480-4699
mottomortgagesignature.com
Tammie Mitchell-Prosperity Home Mortgage
4819 State Hwy 121 Ste 13, The Colony, TX 75056
(214) 228-9553
tammiemitchell.com
Chase Home Lending
4895 State Hwy 121, The Colony, TX 75056
(469) 843-0482
homelendingadvisor.chase.com
What Does a Mortgage Lender in The Colony Cost?
Typical costs for a mortgage lender in Texas include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 1,500 to 3,000 dollars. Closing costs in Texas generally range from 2% to 5% of the purchase price. Note that all costs vary by loan type, property value, and lender policies. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in The Colony Texas?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid government ID. Texas lenders also require a credit report and proof of homeowners insurance.
How long does the mortgage process take in Texas?
The typical mortgage process in Texas takes 30 to 45 days from application to closing. Texas law requires a 3-day right of rescission on most refinance loans.
What is the Texas homestead exemption and how does it affect my mortgage?
The Texas homestead exemption protects up to 100 acres of a primary residence from most creditors. It does not affect your mortgage payment but can lower your annual property taxes.