Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Texas before hiring.
Showing 20 mortgage lenders in Waco, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Robbie Hetland, SWBC Mortgage
601 Franklin Ave Ste. 4F, Waco, TX 76701
(254) 300-7348
swbcmortgage.com
The Jones Team - SWBC Mortgage
1508 N Valley Mills Dr, Waco, TX 76710
(254) 652-6370
jonesmortgageteam.com
SWBC Mortgage Waco - Main
500 N Valley Mills Dr Suite 213, Waco, TX 76710
(254) 741-9440
swbcmortgage.com
Benchmark Mortgage — Adam Goldenberg
5525 Speegleville Rd #104, Waco, TX 76712
(254) 723-2047
adamgoldenberg.benchmark.us
The Koehn Mortgage Group Powered by Coast2Coast Mortgage Lending
1600 Lake Air Dr, Waco, TX 76710
(254) 405-6690
thekmortgagegroup.com
Jonathon Roberts — Team Roberts at Fairway Home Mortgage
217 S 4th St Suite B & C, Waco, TX 76701
(254) 449-4338
teamrobertsmortgage.com
SWBC Mortgage Waco - Valley Mills
1508 N Valley Mills Dr, Waco, TX 76710
(254) 652-6370
swbcmortgage.com
Tate Alambar - Benchmark Mortgage
5525 Speegleville Rd #104, Waco, TX 76712
(254) 640-0048
tatealambar.benchmark.us
Benjamin Holder | The Koehn Mortgage Group Powered by Coast2Coast Mortgage Lending
1600 Lake Air Dr, Waco, TX 76710
(806) 559-6435
coast2coastmortgage.com
What Does a Mortgage Lender in Waco Cost?
Typical costs for a mortgage lender in Texas include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,500 to $2,500. Closing costs in Texas generally range from 2% to 5% of the purchase price. These costs vary by loan type, property value, and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Waco Texas?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Texas lenders also require a completed loan application and a credit check. Self-employed borrowers may need additional profit and loss statements.
How long does it take to close on a home loan in Texas?
A standard mortgage closing in Texas usually takes 30 to 45 days. Texas law requires a three-day right of rescission for most refinances. Delays can occur if appraisal or title work takes longer.
Are there Texas-specific mortgage programs for first-time home buyers?
Yes, the Texas Department of Housing and Community Affairs offers the My First Texas Home program. This provides down payment assistance and competitive interest rates. Local Waco lenders can help you apply for these state programs.