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Looking for a mortgage lender in Waco? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Waco, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 20 mortgage lenders in Waco, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Robbie Hetland, SWBC Mortgage
601 Franklin Ave Ste. 4F, Waco, TX 76701
2543007348
The Jones Team - SWBC Mortgage
1508 N Valley Mills Dr, Waco, TX 76710
2546526370
Thrive Mortgage - Waco
510 Austin Ave Suite 25208, Waco, TX 76701
8772412701
Trent Miller, SWBC Mortgage - Loan Officer
601 Franklin Ave #4f, Waco, TX 76701
2543007349
SWBC Mortgage Waco - Main
500 N Valley Mills Dr Suite 213, Waco, TX 76710
2547419440
Benchmark Mortgage — Adam Goldenberg
5525 Speegleville Rd #104, Waco, TX 76712
2547232047
The Koehn Mortgage Group Powered by Coast2Coast Mortgage Lending
1600 Lake Air Dr, Waco, TX 76710
2544056690
Jonathon Roberts — Team Roberts at Fairway Home Mortgage
217 S 4th St Suite B & C, Waco, TX 76701
2544494338
Elsa Retana-Tindell
919 N Valley Mills Dr D, Waco, TX 76710
2547159645
Cory Smith - First State Bank Mortgage
719 N New Rd, Waco, TX 76710
2547238341
Anthony Collier- SWBC Mortgage
601 Lake Air Dr, Waco, TX 76710
2547163226
Sarah Jamar - Fairway Home Mortgage
217 S 4th St Suite B, Waco, TX 76701
3364136590
Julie Brinker, Mortgage
919 N Valley Mills Dr D, Waco, TX 76710
2546447581
SWBC Mortgage Waco - Valley Mills
1508 N Valley Mills Dr, Waco, TX 76710
2546526370
Tate Alambar - Benchmark Mortgage
5525 Speegleville Rd #104, Waco, TX 76712
2546400048
Welcome Mortgage
601 Lake Air Dr, Waco, TX 76710
2547099907
SWBC Mortgage Waco - Waco Drive
3701 W Waco Dr, Waco, TX 76710
2548551895
Private Lending of America
2024 Austin Ave, Waco, TX 76701
2548707476
Benjamin Holder | The Koehn Mortgage Group Powered by Coast2Coast Mortgage Lending
1600 Lake Air Dr, Waco, TX 76710
8065596435
Bank of America Home Mortgage
401 Hewitt Dr, Waco, TX 76712
2547503200
Mortgage lenders in Waco Texas help home buyers and homeowners secure financing for residential properties. Texas law requires specific disclosures and a 60-day right of rescission for certain refinances. Local lenders understand the Waco real estate market and can guide you through the Texas home loan process.
What Does a Mortgage Lender in Waco Cost?
Typical costs for a mortgage lender in Texas include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,500 to $2,500. Closing costs in Texas generally range from 2% to 5% of the purchase price. These costs vary by loan type, property value, and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Waco Texas?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Texas lenders also require a completed loan application and a credit check. Self-employed borrowers may need additional profit and loss statements.
How long does it take to close on a home loan in Texas?
A standard mortgage closing in Texas usually takes 30 to 45 days. Texas law requires a three-day right of rescission for most refinances. Delays can occur if appraisal or title work takes longer.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.