Find Mortgage Lenders Near You in Waxahachie, TX
Compare mortgage lenders in Waxahachie. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 19 mortgage lenders in Waxahachie, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Waxahachie Texas help home buyers and homeowners secure financing for residential properties. Texas law requires a home equity loan to have a maximum loan to value ratio of 80 percent. Local lenders can guide you through the specific requirements for Texas homestead properties and the state mandated 12 day right of rescission for cash out refinances.
What Does a Mortgage Lender in Waxahachie Cost?
Typical costs for a mortgage in Texas include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance premiums of 0.5 to 1 percent of the loan amount. Closing costs in Texas generally range from 2 to 5 percent of the home purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Waxahachie Texas?
You typically need recent pay stubs, W 2 forms, tax returns, bank statements, and a valid photo ID. Texas lenders also require a completed application and authorization to pull your credit report.
How long does the mortgage process take in Texas?
The mortgage process in Texas usually takes 30 to 45 days from application to closing. Texas law requires a 12 day waiting period for cash out refinances on homestead properties.