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19 agents listed
Updated May 2026
Waxahachie, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 19 mortgage lenders in Waxahachie, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Highlands Mortgage with Lisa Burkes
2591 N Hwy 77 Suite 103, Waxahachie, TX 75165
9729351601
Security Finance
605 Ferris Ave, Waxahachie, TX 75165
9729371134
Matt Authier - Gateway Mortgage
1332 US-287 Ste 100, Waxahachie, TX 75165
4693833358
Mid-Tex Mortgage
130 Chieftain Dr, Waxahachie, TX 75165
4693253570
Victoria Baker - Southwest Funding LP #1036
149 Paddock Ridge, Waxahachie, TX 75167
2146936308
Eric Whitaker | Branch Manager | Primary Residential Mortgage, Inc.
2801 N Hwy 77 #200, Waxahachie, TX 75165
4695035070
Danny Gildea - Gateway Mortgage
1332 US-287 Ste 100, Waxahachie, TX 75165
4693833345
Gerard Mortgage
115 Park Pl Blvd suite 400, Waxahachie, TX 75165
2149801244
Mary Hutchinson at Twin Tree Mortgage, LLC | NMLS# 1455894
201 Ferris Ave suite 2, Waxahachie, TX 75165
6193688123
Cowtown Lending Services, LLC powered by Barrett Financial Group, L.L.C
208 Buckskin Dr, Waxahachie, TX 75167
4693609716
Lance Wallace - Gateway Mortgage
1332 US-287 Ste 100, Waxahachie, TX 75165
4693833340
Adrian Sanchez
1332 US-287 Ste. 1, Waxahachie, TX 75165
4693833360
Gateway Mortgage
1332 US-287 Ste 100, Waxahachie, TX 75165
9729372200
Terry Wooten - Gateway Mortgage
1332 US-287 Ste 100, Waxahachie, TX 75165
9729372200
David Rembert - Gateway Mortgage
1332 US-287 Ste 100, Waxahachie, TX 75165
2547716631
Krista Taylor - Mortgage Street
104 Broadhead Rd, Waxahachie, TX 75165
9404477640
First Financial Mortgage
101 Northgate Dr, Waxahachie, TX 75165
9727237100
PNC Mortgage
1015 N Hwy 77, Waxahachie, TX 75165
9729374567
Dalton Mortgage
1014 Ferris Ave, Waxahachie, TX 75165
2143995053
Mortgage lenders in Waxahachie Texas help home buyers and homeowners secure financing for residential properties. Texas law requires a home equity loan to have a maximum loan to value ratio of 80 percent. Local lenders can guide you through the specific requirements for Texas homestead properties and the state mandated 12 day right of rescission for cash out refinances.
What Does a Mortgage Lender in Waxahachie Cost?
Typical costs for a mortgage in Texas include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance premiums of 0.5 to 1 percent of the loan amount. Closing costs in Texas generally range from 2 to 5 percent of the home purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Waxahachie Texas?
You typically need recent pay stubs, W 2 forms, tax returns, bank statements, and a valid photo ID. Texas lenders also require a completed application and authorization to pull your credit report.
How long does the mortgage process take in Texas?
The mortgage process in Texas usually takes 30 to 45 days from application to closing. Texas law requires a 12 day waiting period for cash out refinances on homestead properties.
Are there specific Texas laws for home equity loans?
Yes, Texas law limits home equity loans to 80 percent of the home value. You also have a three day right of rescission after signing for a home equity loan, and the loan must be closed by a Texas licensed attorney.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.