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Browse mortgage lenders serving Wichita Falls, Texas. Contact information and addresses listed below.
18 agents listed
Updated May 2026
Wichita Falls, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 18 mortgage lenders in Wichita Falls, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
3401 Kemp Blvd Ste N, Wichita Falls, TX 76308
9406920801
Western Finance
1800 Kemp Blvd, Wichita Falls, TX 76309
9407239393
Ryan Haskell - Level Up Lenders - Flat Branch Home Loans
2629 Plaza Pkwy Suite A3, Wichita Falls, TX 76308
8177731860
Sun Loan Company
2913 Bob Ave, Wichita Falls, TX 76308
9403221771
Regional Finance
2410 Jack St, Wichita Falls, TX 76308
9402856171
World Finance
1704 9th St Suite 800, Wichita Falls, TX 76301
9407662533
Caroline Groves - Flat Branch Home Loans
2629 Plaza Pkwy Suite A3, Wichita Falls, TX 76308
9409230085
Texan Credit Corporation
3201 Kemp Blvd, Wichita Falls, TX 76308
9406920600
Toledo Finance
2910 Kemp Blvd Suite 110 a, Wichita Falls, TX 76308
9406968868
OneMain Financial
4214 Kell E Blvd #107, Wichita Falls, TX 76309
9406961945
Security Finance
2910 Kemp Blvd Suite 107, Wichita Falls, TX 76308
9407611007
Yvonne Oden - RWM Mortgage
2629 Plaza Pkwy Suite B-20, Wichita Falls, TX 76308
9402245576
Gaby Lockhart | Mortgage Broker
1101 Scott Ave #8, Wichita Falls, TX 76301
9407047065
Union Square Lending
2903 Kemp Blvd #200, Wichita Falls, TX 76308
9407208100
Flat Branch Home Loans
5113 Ditto Ln Suite 103, Wichita Falls, TX 76302
9402761160
Mortgage Lender Wichita Falls TX
4245 Kemp Blvd, Wichita Falls, TX 76308
9402600340
Network Funding, LP - Wichita Falls
705 8th St, Wichita Falls, TX 76301
5805810220
Chase Mortgage
4245 Kemp Blvd #100, Wichita Falls, TX 76308
9406896500
Mortgage lenders in Wichita Falls Texas help home buyers and homeowners secure loans for purchase or refinance. Texas law requires all mortgage loan originators to be licensed through the Texas Department of Savings and Mortgage Lending. Local lenders understand the Wichita Falls housing market and can guide you through the Texas specific loan process.
What Does a Mortgage Lender in Wichita Falls Cost?
Typical costs for a mortgage in Texas include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance which is required in Texas. Closing costs for a $200,000 home in Wichita Falls range from $4,000 to $8,000. Texas law caps certain fees like the state documentary stamp tax. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Wichita Falls?
You typically need pay stubs, tax returns, bank statements, and proof of identity. Texas law requires a valid government issued ID and your Social Security number. Lenders may also request a property appraisal specific to Wichita Falls.
How long does a mortgage loan process take in Texas?
The average mortgage process in Texas takes 30 to 45 days from application to closing. Texas has a 3 day right of rescission for refinances under federal law. Local factors in Wichita Falls can affect timeline, such as appraisal availability.
Are there Texas specific mortgage programs for first time buyers?
Yes, the Texas Department of Housing and Community Affairs offers the My First Texas Home program with down payment assistance. Wichita Falls also participates in local housing authority programs. Eligibility depends on income and credit score.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.