Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 14 mortgage lenders in Blacksburg, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bank of the James - New River Valley
800 S Main St, Blacksburg, VA 24060
5409537023
ALCOVA Mortgage | Blacksburg, VA
103 Professional Park Dr, Blacksburg, VA 24060
5405527150
First Residential Mortgage
1344 N Main St, Blacksburg, VA 24060
5408385868
First Heritage Mortgage, LLC - Blacksburg
1901 S Main St STE 8, Blacksburg, VA 24060
5408084484
Embrace Home Loans-Virginia - Blacksburg
401 S Main St STE 103, Blacksburg, VA 24060
5405524446
The Wimmer Team at First Heritage Mortgage, LLC
1901 S Main St STE 8, Blacksburg, VA 24060
5404495485
David Marone at Prosperity Home Mortgage - Blacksburg
3601 Holiday Ln, Blacksburg, VA 24060
5407505875
Sam Albimino
200 Professional Park Dr, Blacksburg, VA 24060
5403150985
Marianne Washington
200 Professional Park Dr STE 8, Blacksburg, VA 24060
5405953465
Movement Mortgage - Shawn Allen
1344 N Main St, Blacksburg, VA 24060
5404493502
Residential Mortgage Services, Inc.
1470 S Main St Ste 112, Blacksburg, VA 24060
5403928825
Movement Mortgage
200 Professional Park Dr STE 8, Blacksburg, VA 24060
5405953465
Amanda Rogers NMLS ID# 1584328
103 Professional Park Dr, Blacksburg, VA 24060
4346093462
Roger S Perkins - Truist Mortgage Loan Officer
902 Prices Fork Rd, Blacksburg, VA 24060
5408081204
What Does a Mortgage Lender in Blacksburg Cost?
Typical costs for a mortgage lender in Virginia include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,000 to $2,000. Closing costs in Blacksburg generally range from 2% to 5% of the purchase price. These costs can vary based on loan type, property value, and lender policies. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Blacksburg Virginia?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Virginia lenders may also ask for proof of residency and a credit report. Requirements vary by loan type and lender.
How long does the mortgage process take in Virginia?
The mortgage process in Virginia usually takes 30 to 45 days from application to closing. This timeline can be longer for complex loans or if appraisal delays occur. Virginia law requires a three-day right of rescission for most refinances.
Are there first-time home buyer programs in Virginia?
Yes, Virginia offers the Virginia Housing Development Authority program for first-time buyers. This program provides down payment assistance and competitive interest rates. Eligibility depends on income limits and property location in Blacksburg.