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Directory of mortgage lenders in Colonial Heights, Virginia. Verify credentials with the state mortgage licensing authority before hiring.
17 agents listed
Updated May 2026
Colonial Heights, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 17 mortgage lenders in Colonial Heights, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Presidential Bank Mortgage
2425 Boulevard Suite 1, Colonial Heights, VA 23834
8045201103
Tidewater Mortgage Services, Inc. Branch NMLS #: 401911
320b Charles H Dimmock Pkwy, Colonial Heights, VA 23834
8048957434
1st Franklin Financial
637 Southpark Blvd, Colonial Heights, VA 23834
8046092977
Regional Finance
583 Southpark Blvd, Colonial Heights, VA 23834
8044512391
Virginia Credit Union
301 Temple Lake Dr, Colonial Heights, VA 23834
8002856609
Mike Hacker | AVP, Sales Manager NMLS 877028 with Presidential Bank Mortgage
2425 Boulevard Suite 1, Colonial Heights, VA 23834
8045866117
OneMain Financial
798 Southpark Blvd Ste 30, Colonial Heights, VA 23834
8045205315
Lendmark Financial Services LLC
1851 Southpark Blvd, Colonial Heights, VA 23834
8048618075
Republic Finance
7 Dunlop Village Unit 70, Colonial Heights, VA 23834
8044798925
Truist
810 Southpark Blvd, Colonial Heights, VA 23834
8045047700
Blue Ridge Bank
3209 Boulevard, Colonial Heights, VA 23834
8045261553
Rebekah Falls, Mortgage Loan Officer NMLS 2811077
2425 Boulevard, Colonial Heights, VA 23834
8047310308
Hamilton Group Funding, Inc.
320 Charles H Dimmock Pkwy, Colonial Heights, VA 23834
3522220500
Weststar Mortgage Inc
206 Temple Ave Suite C, Colonial Heights, VA 23834
8045204020
VA Loan
206C Temple Ave, Colonial Heights, VA 23834
8045865174
Blake Bogese - Loan Officer
206 C Temple Ave, Colonial Heights, VA 23834
8045865174
Equity Loans LLC
320 Charles H Dimmock Pkwy, Colonial Heights, VA 23834
8048359075
Mortgage lenders in Colonial Heights Virginia help home buyers and homeowners secure financing for property purchases and refinancing. Virginia law requires lenders to follow specific licensing rules through the Virginia State Corporation Commission. Local lenders understand the Colonial Heights real estate market and can guide you through the loan process from pre approval to closing.
What Does a Mortgage Lender in Colonial Heights Cost?
Typical costs for a mortgage lender in Virginia include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance averaging $1,500 to $2,500. Closing costs in Colonial Heights generally range from 2% to 5% of the purchase price. These costs vary based on loan type, property value, and lender policies. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Colonial Heights Virginia?
You typically need pay stubs from the last 30 days, W-2 forms from the last two years, tax returns, bank statements, and a valid photo ID. Virginia lenders may also ask for proof of residency and a credit report authorization.
How long does the mortgage process take in Virginia?
The average mortgage process in Virginia takes 30 to 45 days from application to closing. Virginia law requires a three day right of rescission for refinances, which adds a short waiting period after signing.
Are there special mortgage programs for first time home buyers in Virginia?
Yes, the Virginia Housing Development Authority offers down payment assistance and favorable loan terms for first time buyers. These programs have income and purchase price limits that apply to Colonial Heights residents.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.