Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 8 mortgage lenders in Christiansburg, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Waterstone Mortgage - Christiansburg, VA
225 Central Ave, Christiansburg, VA 24073
2626919300
Regional Finance
112 Peppers Ferry Rd NW, Christiansburg, VA 24073
5402518162
Lendmark Financial Services LLC
1568 N Franklin St, Christiansburg, VA 24073
5402510286
First Bank and Trust Company
150 Peppers Ferry Rd NE, Christiansburg, VA 24073
5402609060
OneMain Financial
1580 N Franklin St #2, Christiansburg, VA 24073
5403824935
Truist
15 Spradlin Farm Dr, Christiansburg, VA 24073
5402518143
First Community Bank
109 Roanoke St, Christiansburg, VA 24073
5403810065
Heather Woods
225 Central Ave, Christiansburg, VA 24073
5404788715
What Does a Mortgage Lender in Christiansburg Cost?
Typical costs for a mortgage lender in Virginia include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance ranging from 500 to 1,500 dollars. Closing costs in Christiansburg generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Christiansburg Virginia?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid photo ID. Virginia lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in Virginia?
The typical mortgage process in Virginia takes 30 to 45 days from application to closing. Virginia law allows a three business day rescission period for refinances but not for purchase loans.
Are there first time home buyer programs available in Christiansburg?
Yes, Virginia offers the Virginia Housing program with down payment assistance and competitive rates for first time buyers. Christiansburg residents may also qualify for local grants through Montgomery County.