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Find Mortgage Refinance Companies in Albany, CA

Looking for a mortgage refinance company in Albany? Review the directory below to compare your options.

5 agents listed
Updated June 2026
Albany, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 5 mortgage refinance companies in Albany, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Oak Leaf Funding
1580 Solano Ave Suite D, Albany, CA 94707
(510) 525-2024 oakleaffunding.com
Mortgage Brokerage California - Lanny Clark - C2 Financial Corporation
828 San Pablo Ave STE 220A, Albany, CA 94706
(510) 900-7520 greatratesbylanny.com
MPR Financial
1320 Solano Ave Suite 201, Albany, CA 94706
(510) 527-6146 mprfinancial.com
Fishman Financial Group, Inc.
1604 Solano Ave, Albany, CA 94707
(510) 528-2255
California Mortgage Advisors, Inc
1300 Solano Ave, Albany, CA 94706
(510) 500-8672 calmtg.com

A mortgage refinance company in Albany, California can help you lower your interest rate or change your loan term. California law requires lenders to provide a Loan Estimate within three business days of your application. Local companies understand Alameda County property values and can guide you through the process.

What Does a Mortgage Refinance Company in Albany Cost?

Typical costs for a mortgage refinance in California include an appraisal fee of 500 to 700 dollars, loan origination fees of 0.5 to 1 percent of the loan amount, and title insurance of 1,000 to 2,500 dollars. Third party costs like escrow and recording fees add 500 to 1,500 dollars. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the first step to refinance a mortgage in Albany?
The first step is to contact a licensed mortgage refinance company in Albany. They will review your current loan, credit score, and home equity to see if refinancing makes sense for you.
How long does a mortgage refinance take in California?
A typical refinance in California takes 30 to 45 days from application to closing. California law requires a three-day right of rescission after signing, which adds a few days to the timeline.

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