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Compare Mortgage Refinance Companies in Aliso Viejo, CA
Compare mortgage refinance companies in Aliso Viejo. Review contact information and insurance categorys before you decide.
13 agents listed
Updated May 2026
Aliso Viejo, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 13 mortgage refinance companies in Aliso Viejo, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Generation Lending Inc.
6A Liberty #175, Aliso Viejo, CA 92656
8449333474
Promise Home Loans
120 Vantis Dr #300, Aliso Viejo, CA 92656
8887627808
Elixir Mortgage Lending
45 Bluebird Ln, Aliso Viejo, CA 92656
8005580496
RWM Home Loans - Aliso Viejo
18 Journey Bldg A Ste 140, Aliso Viejo, CA 92656
9496817070
Independent Lending - Private Money
120 Vantis Dr #300, Aliso Viejo, CA 92656
9498303151
Magellan Capital Group & Assoc. DBA Aliso Niguel Mortgage
120 Vantis Dr Ste 336, Aliso Viejo, CA 92656
9495339333
Rick Geary, Mortgage Specialist
18-A Journey suite 140, Aliso Viejo, CA 92656
9496828252
Nancy Ibarra - NMLS 1106021, Caliber Home Loans
130 Vantis Dr #240v, Aliso Viejo, CA 92656
7146251298
Union Choice
26800 Aliso Viejo Pkwy, Aliso Viejo, CA 92656
8556685626
JMJ Financial - Aliso Viejo
26800 Aliso Viejo Pkwy #200, Aliso Viejo, CA 92656
9493406336
Dusty Lloyd - Promise Home Loans
130 Vantis Dr Suite 155, Aliso Viejo, CA 92656
9493715363
Glenn Cooper Mortgage Broker
120 Vantis Dr #300, Aliso Viejo, CA 92656
9492122301
Dream House Group
6 Journey #160, Aliso Viejo, CA 92656
8584721214
Mortgage refinance companies in Aliso Viejo, California help homeowners adjust their loan terms, lower interest rates, or access home equity. California law requires lenders to provide a Loan Estimate within three business days of application and a seven-day right of rescission for most refinances. Local companies understand the Orange County housing market and can guide you through the process.
What Does a Mortgage Refinance Company in Aliso Viejo Cost?
Typical costs for a mortgage refinance in California range from 2% to 5% of the loan amount. This includes origination fees, appraisal fees (usually $400 to $700), title insurance, and recording fees. For a $500,000 loan, total costs might be $10,000 to $25,000. Some lenders offer no-closing-cost options but charge a higher interest rate. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Aliso Viejo?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. California lenders also require a signed application and a copy of your current mortgage note.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if additional appraisals or title work are needed.
Are there California-specific rules for refinancing?
Yes. California law allows a three-day right to cancel after signing for most refinances. Lenders must also follow the California Homeowner Bill of Rights, which limits certain fees and requires clear disclosures.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.