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Find Mortgage Refinance Companies Near You in Apple Valley, CA
Directory of mortgage refinance companies in Apple Valley, California. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Apple Valley, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 6 mortgage refinance companies in Apple Valley, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Adolph Collaso
18409 CA-18 Suite 5, Apple Valley, CA 92307
7602428822
Miguel For Mortgage
22589 CA-18 Unit B, Apple Valley, CA 92307
9095341510
US Bank Mortgage
20261 CA-18, Apple Valley, CA 92307
7609465803
Hard Money Lenders Apple Valley CA
18409 Outer Hwy 18 S, Apple Valley, CA 92307
7602395518
US Bank Mortgage
19201 Bear Valley Rd, Apple Valley, CA 92308
7602402027
PRMG
18484 CA-18 #150, Apple Valley, CA 92307
7604033992
A mortgage refinance company in Apple Valley, California helps homeowners replace their existing home loan with a new one. California law requires lenders to provide a Loan Estimate within three business days of receiving a complete application. Local companies understand the High Desert real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Apple Valley Cost?
Typical costs for a mortgage refinance in California range from 2% to 5% of the loan amount. This includes an appraisal fee of $400 to $700, title insurance of $800 to $1,500, and lender origination fees of 0.5% to 1% of the loan. Recording fees and escrow costs also apply. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance my mortgage in Apple Valley?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. California lenders also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time.
Are there California-specific rules for mortgage refinancing?
Yes. California law requires lenders to give you a three-day right of rescission after signing the loan documents. This allows you to cancel the refinance without penalty within three business days.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.