Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 8 mortgage refinance companies in Boynton Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgages Done Right
1500 E Gateway Blvd Ste. 220, Boynton Beach, FL 33426
5617777622
The Mortgage Firm
319 E Woolbright Rd, Boynton Beach, FL 33435
5613895102
Scott Lushing at CrossCountry Mortgage
1880 N Congress Ave STE 314, Boynton Beach, FL 33426
9544485611
Loan Solutions Team, LLC
1500 Gateway Blvd #220-102, Boynton Beach, FL 33426
5615775776
ASC Mortgage Group
1705 N Congress Ave, Boynton Beach, FL 33426
5619223833
Lord Mortgage & Loan - Boynton Beach FL
1210 S Federal Hwy STE 102, Boynton Beach, FL 33435
5618079001
iFinance Florida - Palm Beach County
2240 Woolbright Rd #357, Boynton Beach, FL 33426
5617150604
Valiant Mortgage Group LLC
1375 E Gateway Blvd Suite 52, Boynton Beach, FL 33426
5612793003
What Does a Mortgage Refinance Company in Boynton Beach Cost?
Typical costs for refinancing in Florida include lender origination fees of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance around 500 to 1,000 dollars. Florida documentary stamp tax adds about 3.50 per 1,000 dollars borrowed. Total closing costs often range from 2 to 5 percent of the loan principal. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Boynton Beach?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a copy of your homeowners insurance. Florida lenders may also ask for proof of homestead exemption if you claim it on your primary residence.
How long does a mortgage refinance take in Florida?
Most Florida refinances close in 30 to 45 days from application. Delays can occur if an appraisal is needed or if title work reveals issues. Florida law does not set a specific timeline but lenders must provide a Loan Estimate within three business days of application.
Are there Florida specific costs for refinancing a mortgage?
Yes. Florida charges documentary stamp tax on the new loan amount at 0.35 per 100 dollars of the principal. You may also pay intangible tax on some loans. These taxes are in addition to lender fees, appraisal costs, and title insurance.