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Find Mortgage Refinance Companies Near You in Cape Coral, FL

Compare mortgage refinance companies in Cape Coral. Review contact information and insurance categorys before you decide.

20 agents listed
Updated June 2026
Cape Coral, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 20 mortgage refinance companies in Cape Coral, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Easy Mortgage LLC & Easy Title and Escrow LLC - Cape Coral
618 SW 3rd St Suite 160/170, Cape Coral, FL 33991
(239) 243-8408 easymtgs.com
Fairview Lending - Home Mortgages
1425 Del Prado Blvd S, Cape Coral, FL 33990
(239) 829-1543 mortgagefloridahome.com
Mortgage 1
4421 SE 15th Ave, Cape Coral, FL 33904
(239) 471-3696 mortgageone.com
American Mortgage Solutions, Mortgage Broker in Cape Coral, FL
3046 Del Prado Blvd S suite 1 b, Cape Coral, FL 33904
(239) 766-8344 loansolutionsnow.com
Island Coast Mortgage
3013 Del Prado Blvd S #2, Cape Coral, FL 33904
(239) 214-7011 islandcoastmtg.com
Premier Mortgage Consultants
2534 SE Santa Barbara Pl ste. 201, Cape Coral, FL 33904
(239) 542-8800 pmcnow.com
All In One Mortgage Lenders
2311 SW 31st St, Cape Coral, FL 33914
(239) 440-6349 allinonemortgagelenders.com
KP Mortgage, your favorite lender.
3046 Del Prado Blvd S, Cape Coral, FL 33904
(239) 841-9611 kpmortgages.com
Edison Mortgage and Associates
1325 SE 47th St Suite F-3, Cape Coral, FL 33904
(239) 633-4663 edisonmortgagegroup.com
Guild Mortgage - Mike Schwartz
1222 SE 47th St Suites 203, 204, Cape Coral, FL 33904
(239) 970-6624 branches.guildmortgage.com
Divine Mortgage Group
618 SW 3rd St Suite 140, Cape Coral, FL 33991
(888) 577-3177 divinemortgage.net
Easy Mortgage LLC - Massiel Ruiz
618 SW 3rd St suite 160, Cape Coral, FL 33993
(239) 595-3819 easymtgs.com
Dream Team Mortgage
19 Del Prado Blvd N # 2, Cape Coral, FL 33909
(786) 301-7443 dreamteam.mortgage
Odom Mortgage
4924 Vincennes St #2, Cape Coral, FL 33904
(239) 900-9001 odommortgage.com
Guild Mortgage Company
1214-1222 SE 47th St #205, Cape Coral, FL 33904
(239) 826-6400 branches.guildmortgage.com
Genesis Lending Group
11600 Bridle Ln, Cape Coral, FL 33991
(239) 206-4872 glendinggroup.com
Barrett Financial Group, Cape Coral - Ray Stevens NMLS 177825
1222 SE 47th St Suite C1, Cape Coral, FL 33904
(239) 313-1003 barrettfinancial.com
Corey Blumer - Home Loans
5785 Cape Harbour Dr Suite 201, Cape Coral, FL 33914
(239) 218-8148 glendinggroup.com
Lending Hand Mortgage - Cape Coral Office
1222 SE 47th St #415, Cape Coral, FL 33904
(239) 234-1464 lendinghandmortgage.com
Edison Mortgage, Inc
1325 SE 47th St, Cape Coral, FL 33904
(239) 826-4493 edisonmtg.com

Mortgage refinance companies in Cape Coral Florida help homeowners replace their existing home loan with a new one. This can lower monthly payments or change loan terms. Florida law requires lenders to provide a Loan Estimate within three business days of application, giving you clear cost details upfront.

What Does a Mortgage Refinance Company in Cape Coral Cost?

Typical costs for a mortgage refinance in Florida include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $500 to $1,500. Closing costs often total 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Cape Coral?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Lenders also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time.
Are there Florida specific rules for refinancing a homestead property?
Yes. Florida homestead properties have special protections under state law. You cannot waive homestead exemption through a refinance, and lenders must follow Florida statutes on foreclosure and equity rights.

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