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Compare Mortgage Refinance Companies in Cocoa Beach, FL

Looking for a mortgage refinance company in Cocoa Beach? Review the directory below to compare your options.

3 agents listed
Updated June 2026
Cocoa Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 3 mortgage refinance companies in Cocoa Beach, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Space Coast Credit Union | Cocoa Beach, FL
1205 N Atlantic Ave, Cocoa Beach, FL 32931
(321) 752-2222 sccu.com
Ideal Lending LLC
5505 N Atlantic Ave STE 207, Cocoa Beach, FL 32931
(844) 994-3325 ideallending.net
Amanda Gant, Momentum Mortgage
375 Barrello Ln, Cocoa Beach, FL 32931
(321) 266-7345 amandagant.com

What Does a Mortgage Refinance Company in Cocoa Beach Cost?

Typical costs for a mortgage refinance in Florida range from 2 percent to 5 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars, title insurance of 500 to 1,000 dollars, and lender origination fees of 1,000 to 3,000 dollars. Closing costs also include recording fees and taxes. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Cocoa Beach?
You need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Florida lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Florida?
A typical refinance in Florida takes 30 to 45 days from application to closing. Delays can occur if the property requires a survey or if title issues arise.

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