Compare Mortgage Refinance Companies in Coral Gables, FL
Looking for a mortgage refinance company in Coral Gables? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Florida before hiring.
Showing 19 mortgage refinance companies in Coral Gables, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in Coral Gables Cost?
Typical costs for a mortgage refinance in Florida include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs generally range from 2% to 5% of the loan principal. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Coral Gables?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Florida lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Florida specific rules for refinancing a homestead property?
Yes, Florida homestead properties have special protections under Article X of the Florida Constitution. Refinancing does not affect your homestead exemption for property taxes, but you must sign a new mortgage document.