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Compare Mortgage Refinance Companies in Dade City, FL
Directory of mortgage refinance companies in Dade City, Florida. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Dade City, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 3 mortgage refinance companies in Dade City, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Suncoast Credit Union
12510 US-301, Dade City, FL 33525
8009995887
San Antonio Citizens Federal Credit Union
38149 Sprocket Wy, Dade City, FL 33525
3525882732
Union Home Mortgage - Adam Mervine
13825 US-98 BYP Unit C, Dade City, FL 33525
7279923212
A mortgage refinance company in Dade City Florida helps homeowners replace their current home loan with a new one. This process can lower monthly payments or change loan terms. Florida law requires lenders to provide clear disclosures under the Truth in Lending Act and state regulations.
What Does a Mortgage Refinance Company in Dade City Cost?
Typical costs for refinancing a mortgage in Florida include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs usually range from 2 to 5 percent of the loan principal. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Dade City Florida?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Florida lenders also require a property appraisal and a credit check.
How long does a mortgage refinance take in Florida?
A typical refinance in Florida takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Florida specific rules for refinancing a home?
Yes Florida has a homestead exemption that affects property taxes after refinancing. Also Florida is a non judicial foreclosure state which can impact loan terms.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.