Find Mortgage Refinance Companies Near You in Delray Beach, FL
Directory of mortgage refinance companies in Delray Beach, Florida. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Florida before hiring.
Showing 17 mortgage refinance companies in Delray Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in Delray Beach Cost?
Typical costs for a mortgage refinance in Florida range from 2 to 5 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars, title insurance of 500 to 1,500 dollars, and lender origination fees of 0.5 to 1 percent. Florida also charges documentary stamp taxes on the new loan at 35 cents per 100 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Delray Beach?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of homeowners insurance. Florida lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Florida?
A typical refinance in Florida takes 30 to 45 days from application to closing. Florida law does not set a specific timeline, but delays can occur due to appraisal or title work.
Are there Florida specific rules for refinancing a homestead property?
Yes. Florida homestead properties are protected from creditors under Article X Section 4 of the Florida Constitution. This protection does not affect refinance eligibility but may impact title and closing requirements.