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Find Mortgage Refinance Companies in Flagler Beach, FL
Browse mortgage refinance companies serving Flagler Beach, Florida. Contact information and addresses listed below.
7 agents listed
Updated May 2026
Flagler Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 7 mortgage refinance companies in Flagler Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FLO Mortgage
212 Moody Blvd, Flagler Beach, FL 32136
3868829980
American Home Mortgage Group - The WAVE Team - Michael J. Akialis NMLS #832250
408 S Central Ave, Flagler Beach, FL 32136
3867935435
The Florida Mortgage Guy
316 S Ocean Shore Blvd, Flagler Beach, FL 32136
3866276400
Danielle Desousa, Mortgage Broker FL
408 S Central Ave, Flagler Beach, FL 32136
3863026002
WIN Mortgage LLC
316 S Ocean Shore Blvd, Flagler Beach, FL 32136
3862645772
American Home Mortgage Group
408 S Central Ave, Flagler Beach, FL 32136
3864390515
Rocket Mortgage - Daytona Beach, Flagler Beach, & Palm Coast
43 Turtle Ridge Dr, Flagler Beach, FL 32136
9189994533
Mortgage refinance companies in Flagler Beach Florida help homeowners adjust their loan terms or lower their interest rates. Florida law requires clear disclosure of all fees and terms under the Truth in Lending Act. Local lenders understand the Flagler Beach real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Flagler Beach Cost?
Typical costs for a mortgage refinance in Florida include an origination fee of 0.5% to 1% of the loan amount, appraisal fees around 400 to 700 dollars, title insurance and settlement fees of 500 to 1,500 dollars, and recording fees of 30 to 100 dollars. Total closing costs often range from 2% to 5% of the loan principal. These costs vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance my mortgage in Flagler Beach?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Florida lenders also require a property appraisal. The exact list depends on your loan type and lender.
How long does a mortgage refinance take in Florida?
A typical refinance in Florida takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer. Florida has no specific state law that sets a maximum time limit for refinancing.
Are there Florida-specific rules for refinancing a homestead property?
Yes, Florida protects homestead properties from creditors but this does not affect refinance eligibility. You must still meet lender requirements. Florida also has a documentary stamp tax on the new loan amount which is usually paid at closing.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.