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Find Mortgage Refinance Companies Near You in Jacksonville Beach, FL

Directory of mortgage refinance companies in Jacksonville Beach, Florida. Verify credentials with the state state mortgage licensing authority before hiring.

14 agents listed
Updated June 2026
Jacksonville Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 14 mortgage refinance companies in Jacksonville Beach, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Future Home Loans
224 3rd St N, Jacksonville Beach, FL 32250
(844) 202-8124 future.loans
Texana Bank Mortgage
1114 Beach Blvd, Jacksonville Beach, FL 32250
(904) 992-1000 texanajax.com
Grid Mortgage
11 San Pablo Cir N, Jacksonville Beach, FL 32250
(904) 228-4917 gridmortgages.com
Catherine Barker NMLS 2137779
1547 The Greens Way Ste 1, Jacksonville Beach, FL 32250
(904) 806-3677 firstcoastmortgagefunding.com
Homebound Mortgage
2029 3rd St N, Jacksonville Beach, FL 32250
(904) 222-1397 homeboundmtg.com
Tyler Tatum - Movement Mortgage NMLS 791352
333 1st St N #310, Jacksonville Beach, FL 32250
(404) 751-8463 movement.com
Promise Mortgage - Jonathan Torres
1522 Penman Rd, Jacksonville Beach, FL 32250
(518) 368-0090 promisemtg.com
Freeman Douglas Corporation
1548 The Greens Way #4, Jacksonville Beach, FL 32250
(904) 517-4049 freemandouglas.com
Carlos Wilcox
102 6th Ave N Ste 8 & 9, Jacksonville Beach, FL 32250
(904) 660-0347 movement.com
Michael Keller, Mortgage Broker NMLS 1825555 - "Mortgage Mike"
Mortgage Mike, 315 11th Ave N, Jacksonville Beach, FL 32250
(813) 727-4247
Luna Mortgage
415 3rd St S, Jacksonville Beach, FL 32250
(904) 758-8524 lunamortgagegroup.com
Stone Team Mortgages - Movement Mortgage
333 1st St N #310, Jacksonville Beach, FL 32250
(870) 830-3999 movement.com
North Florida Mortgage Brokers
380 13th Ave N, Jacksonville Beach, FL 32250
(904) 755-0307 northfloridamortgagebrokers.com
Blake Jones, Movement Mortgage
333 1st St N #310, Jacksonville Beach, FL 32250
(321) 368-5663 movement.com

Mortgage refinance companies in Jacksonville Beach Florida help homeowners lower their interest rates or change loan terms. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the unique property values and flood insurance needs of coastal Duval County.

What Does a Mortgage Refinance Company in Jacksonville Beach Cost?

Typical costs for a mortgage refinance in Florida range from 2 percent to 6 percent of the loan amount. This includes lender fees appraisal fees title insurance and Florida documentary stamp taxes. For a 300000 dollar loan closing costs often fall between 6000 and 18000 dollars. Your actual costs depend on your loan type credit score and property value. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Jacksonville Beach?
You typically need pay stubs tax returns bank statements and a photo ID. Florida law does not require additional documentation beyond federal standards. Your lender will also need a property appraisal specific to the Jacksonville Beach area.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Florida statute 627.6785 requires lenders to provide a final closing disclosure at least three business days before closing. Delays can happen if the appraisal or title search takes longer.

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