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Compare Mortgage Refinance Companies in Key Biscayne, FL
Directory of mortgage refinance companies in Key Biscayne, Florida. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Key Biscayne, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 3 mortgage refinance companies in Key Biscayne, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Magellan International Mortgage Corp.
260 Crandon Blvd #9, Key Biscayne, FL 33149
3053612323
Chase Home Lending
320 Crandon Blvd, Key Biscayne, FL 33149
6462757311
Northstar Mortgage Investments
104 Crandon Blvd # 324, Key Biscayne, FL 33149
3053610800
Mortgage refinance companies in Key Biscayne Florida help homeowners lower their interest rates or change loan terms. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the unique property values and flood insurance needs of this island community.
What Does a Mortgage Refinance Company in Key Biscayne Cost?
Typical costs for a mortgage refinance in Florida include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Florida documentary stamp taxes add roughly 35 cents per 100 dollars borrowed. Total closing costs often range from 2 to 5 percent of the loan principal. This information is general and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Key Biscayne?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Florida lenders also require a property appraisal and a flood zone determination for Key Biscayne homes.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Florida law allows a three-day rescission period after signing, during which you can cancel the loan without penalty.
Are there Florida-specific fees for refinancing?
Yes Florida charges documentary stamp taxes on the new loan amount. For a refinance the rate is 35 cents per 100 dollars of the loan. Some counties also add a surtax. Title insurance and recording fees are additional costs.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.