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Find Mortgage Refinance Companies in Lake Wales, FL

Compare mortgage refinance companies in Lake Wales. Review contact information and insurance categorys before you decide.

5 agents listed
Updated June 2026
Lake Wales, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 5 mortgage refinance companies in Lake Wales, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ridge View Mortgage
125 E Central Ave, Lake Wales, FL 33853
(863) 632-0745 ridgeviewmortgage.com
Brandon McWhorter - Ridgeview Mortgage Group LLC
125 E Central Ave, Lake Wales, FL 33853
(863) 221-1220 ridgeviewmortgage.com
OneMain Financial
24065 US-27 Ste 20, Lake Wales, FL 33859
(863) 293-5615 onemainfinancial.com
Central Florida Reverse - Empowered by NEXA Mortgage
231 E Tillman Ave, Lake Wales, FL 33853
(404) 313-9785 ridgereverse.com
Grant Worden - Ridgeview Mortgage Group
125 E Central Ave, Lake Wales, FL 33853
(863) 443-0159

Mortgage refinance companies in Lake Wales Florida help homeowners lower their interest rates or change loan terms. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local lenders in Polk County understand the Lake Wales housing market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Lake Wales Cost?

Typical costs for a mortgage refinance in Florida include an appraisal fee of 400 to 700 dollars, title search and insurance of 500 to 1,200 dollars, and lender origination fees of 1 to 2 percent of the loan amount. Closing costs in Lake Wales generally range from 2,000 to 5,000 dollars depending on loan size and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Lake Wales Florida?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Florida lenders may also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
Are there Florida specific laws for mortgage refinancing?
Florida law requires lenders to disclose all fees in the Loan Estimate and Closing Disclosure. Borrowers also have a three day right of rescission after signing, which allows them to cancel the loan without penalty.

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