Skip to main content

Mortgage Refinance Companies in Lakeland, FL

Compare mortgage refinance companies in Lakeland. Review contact information and insurance categorys before you decide.

20 agents listed
Updated June 2026
Lakeland, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 20 mortgage refinance companies in Lakeland, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Compass Mortgage LLC
705 E Orange St, Lakeland, FL 33801
(863) 802-1242 compassmortgagellc.com
Neighborhood Loans – Lakeland
2020 Edgewood Dr S, Lakeland, FL 33803
(863) 937-8024 homeloankeys.com
The Candice Clark Team at Neighborhood Loans
2020 Edgewood Dr S, Lakeland, FL 33803
(863) 512-3999 neighborhoodloans.com
Central Lending
401 Florida Ave S, Lakeland, FL 33801
(863) 276-1220 centrallending.com
The Charles Garneau Team - Neighborhood Loans
2020 Edgewood Dr S, Lakeland, FL 33803
(863) 937-8024 neighborhoodloans.com
Guild Mortgage - Dawn R Broccard
6700 Florida Ave S STE 25, Lakeland, FL 33813
(863) 640-7676 branches.guildmortgage.com
American Liberty Mortgage - Lakeland, Florida
402 S Kentucky Ave #310, Lakeland, FL 33801
(863) 940-3488 almlakeland.com
Loantrust Mortgage Inc
1258 Scottsland Dr, Lakeland, FL 33813
(863) 409-4560 loantrustmortgage.com
Amerant Mortgage
226 N Kentucky Ave, Lakeland, FL 33801
(844) 200-8638 amerantmortgage.com
Brad Edmondson at CrossCountry Mortgage
1031 E County Rd 540A, Lakeland, FL 33813
(863) 877-3341 crosscountrymortgage.com
Roshel Corcoran Mortgage Team - Stockton Mortgage Company
5137 S Lakeland Dr #2, Lakeland, FL 33813
(863) 213-0168 applywithroshel.com
The Kevin Dame Team at Legacy Mutual Mortgage
2020 Edgewood Dr S, Lakeland, FL 33803
(863) 940-3491
Guild Mortgage Company
6700 Florida Ave S STE 25, Lakeland, FL 33813
(863) 225-8240 branches.guildmortgage.com
Tim Hutchins at Legacy Mutual Mortgage NMLS #1531928
2020 Edgewood Dr S, Lakeland, FL 33803
(863) 205-9626 portal.neighborhoodloans.com
Simple Lending Mortgage LLC
211 E Main St #438, Lakeland, FL 33801
(800) 484-9355 simplelendingmortgage.com
Florida Mortgage Pros LLC
2031 E Edgewood Dr #3, Lakeland, FL 33803
(863) 353-2712 flmortgagepros.com
Legacy Mutual Mortgage - Amber Rodriguez
2020 Edgewood Dr S, Lakeland, FL 33803
(863) 242-8771 neighborhoodloans.com
Collin Parody, Movement Mortgage
1102 Florida Ave S ste 106, Lakeland, FL 33803
(315) 778-3737 movement.com
LANDMARK MORTGAGE AND ASSOCIATES, INC.
110 E Pine St, Lakeland, FL 33801
(863) 603-0999
Monica Young: Neighborhood Loans
2020 Edgewood Dr S, Lakeland, FL 33803
(863) 701-6759 neighborhoodloans.com

Mortgage refinance companies in Lakeland Florida help homeowners lower their interest rate or change loan terms. Florida law requires lenders to provide a Loan Estimate within three business days of application. Lakeland residents often refinance to access equity or switch from an adjustable to a fixed rate mortgage.

What Does a Mortgage Refinance Company in Lakeland Cost?

Typical costs for a mortgage refinance in Florida range from 2,000 to 5,000 dollars. This includes lender origination fees, appraisal fees (400 to 700 dollars), title insurance, and recording fees. Florida documentary stamp tax adds about 0.35 per 100 dollars of the new loan amount. Costs vary by loan size and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Lakeland Florida?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Florida lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
Are there Florida specific fees for refinancing a mortgage?
Yes. Florida charges documentary stamp taxes on the new loan amount at 0.35 per 100 dollars. You may also pay recording fees and intangible tax depending on the county.

Mortgage Refinance Companies in Other Florida Cities