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Find Mortgage Refinance Companies in Miami Shores, FL
Looking for a mortgage refinance company in Miami Shores? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Miami Shores, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 2 mortgage refinance companies in Miami Shores, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Preferred Mortgage Bankers, LLC
209 NE 95th St #2, Miami Shores, FL 33138
3057512220
Sunflower Lending, LLC
153 NE 97th St, Miami Shores, FL 33138
3057614299
Mortgage refinance companies in Miami Shores, Florida help homeowners lower their rate or change loan terms. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Miami Shores property values and can guide you through the process.
What Does a Mortgage Refinance Company in Miami Shores Cost?
Typical costs for a mortgage refinance in Florida include an appraisal fee of 400 to 700 dollars, lender origination fees of 0.5 to 1 percent of the loan amount, and title insurance costs of 500 to 1,500 dollars. Florida documentary stamp tax adds about 3.50 dollars per 1,000 dollars borrowed. Closing costs generally total 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Miami Shores?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Florida law does not require a specific document list, but most lenders ask for two years of tax returns and recent pay stubs.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. This timeline can vary based on the lender's workload and property appraisal scheduling.
Are there Florida specific fees for refinancing?
Yes, Florida charges a documentary stamp tax on the new mortgage note. This tax is 0.35 cents per 100 dollars of the loan amount. Some counties also have a surtax. Your lender will list all fees on the Loan Estimate.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.