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Mortgage Refinance Companies in New Port Richey, FL

Looking for a mortgage refinance company in New Port Richey? Review the directory below to compare your options.

9 agents listed
Updated June 2026
New Port Richey, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 9 mortgage refinance companies in New Port Richey, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Keystone Mortgage Solutions LLC
7237 Little Rd, New Port Richey, FL 34654
(813) 710-4801 keystonemtg.com
Legacy Mortgage Loans
5006 Trouble Creek Rd STE 219, New Port Richey, FL 34652
(727) 815-6648 legacymortgageloans.org
Kelly Santos
8923 Mitchell Blvd, New Port Richey, FL 34655
(727) 514-2429 kellysantosmortgage.com
Loan Officer Sonny Collova
6306 Pennsylvania Ave, New Port Richey, FL 34653
(813) 850-6021 ignitemyloan.com
Friendly Mortgage LLC
9020 Rancho Del Rio Dr suite ES 6, New Port Richey, FL 34655
(615) 482-5943 friendlymortgage.net
Abacus Financial
5006 Trouble Creek Rd STE 203, New Port Richey, FL 34652
(800) 225-7285 getyourmortgagehere.com
Florida's VA Mortgage Center
8520 Government Dr, New Port Richey, FL 34654
(727) 777-4999 flvmc.com
Smile Mortgage, Inc.
4821 US-19, New Port Richey, FL 34652
(321) 872-2525 smilemortgage.com
Chase Mortgage
5029 US-19, New Port Richey, FL 34652
(727) 845-1680 chase.com

A mortgage refinance company in New Port Richey Florida helps homeowners replace their existing home loan with a new one. Florida law requires lenders to provide clear disclosure of terms under the Truth in Lending Act. Local companies understand Pasco County property values and can guide you through the process.

What Does a Mortgage Refinance Company in New Port Richey Cost?

Typical costs for a mortgage refinance in Florida include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $500 to $1,000. Florida also charges documentary stamp tax of 35 cents per $100 of the loan principal. Closing costs generally range from 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in New Port Richey?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Florida lenders may also require a property appraisal to confirm your home value. The exact list varies by lender and loan type.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Florida law does not set a specific time limit for the process.
Are there Florida specific rules for mortgage refinancing?
Yes Florida requires lenders to be licensed under the Florida Office of Financial Regulation. Homestead properties have certain protections under Article X of the Florida Constitution. Also Florida has a 0.35% documentary stamp tax on the new loan amount.

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