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Find Mortgage Refinance Companies in Palm Harbor, FL

Directory of mortgage refinance companies in Palm Harbor, Florida. Verify credentials with the state state mortgage licensing authority before hiring.

20 agents listed
Updated June 2026
Palm Harbor, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 20 mortgage refinance companies in Palm Harbor, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage Marketing Animals
591 Riviere Rd, Palm Harbor, FL 34683
(727) 787-2275 mortgagemarketinganimals.com
Fairway Independent Mortgage Corporation
924 US-19 ALT Unit E, Palm Harbor, FL 34683
(727) 592-8312 fairwaytampa.com
Palm Harbor Mortgage Advisors, Inc
3964 Mullenhurst Dr, Palm Harbor, FL 34685
(727) 542-3357 palmharbormortgage.com
NFM Lending
33920 US Hwy 19 N Suite 150, Palm Harbor, FL 34684
(727) 938-9007 nfmlending.com
Brian P. Forrester - Top Flite Home Loans
30522 US Hwy 19 N suite 107-w, Palm Harbor, FL 34684
(813) 361-6350 topflitefinancial.com
KLEAR2KLOSE MORTGAGE LLC DBA K2K MORTGAGE
849 Edgehill Dr, Palm Harbor, FL 34684
(757) 450-0052 klear2klosewithkris.com
Jason Buchanan, NMLS 1078476
180 US-19 ALT STE B, Palm Harbor, FL 34683
(727) 742-3700 movement.com
Highland Mortgage (Alldaffer Mortgage Team)
4831 Ruen Dr Suite 201, Palm Harbor, FL 34685
(727) 480-4949 highlandmtg.com
Heart of America Mortgage
2706 US-19 ALT #209, Palm Harbor, FL 34683
(816) 820-3451 silverlightmortgage.com
David Scharrer, Mortgage Loan Officer - First Horizon Bank
33920 US Hwy 19 N Suite 251, Palm Harbor, FL 34684
(727) 424-1743 firsthorizon.com
Movement Mortgage
2385 Tampa Rd # 4, Palm Harbor, FL 34683
(727) 744-7992 movement.com
Colleen A Rodriguez | Fairway Independent Mortgage Corporation Loan Officer
924 Alt 19 Suite E, Palm Harbor, FL 34683
(727) 644-5111 colleenarodriguez.com
Sydnie Johncola-Genson, Think Mortgage FL
34650 US Hwy 19 N suite 309b, Palm Harbor, FL 34683
(727) 785-0240 thinkmtgfl.com
Price Mortgage Group at GO Mortgage
1318 US-19 ALT, Palm Harbor, FL 34683
(727) 409-3869 gogsf.simplenexus.com
AFN Mortgage - Mike Schneider
34931 US Hwy 19 N Suites 114-115, Palm Harbor, FL 34684
(727) 946-2175 afncorp.com
UMortgage - Joshua Kestner
34125 US Hwy 19 N Suite 110, Palm Harbor, FL 34684
(614) 570-5462 kestnermortgagegroup.com
Lending Hand Mortgage Corp.
3060 Palm Harbor Blvd ste b-10, Palm Harbor, FL 34683
(727) 785-2299 lendinghandmortgage.com
Amerifirst Home Mortgage - Palm Harbor
4175 Woodlands Pkwy Suite 1, Palm Harbor, FL 34685
(352) 616-7400
Michael R Pennings | Fairway Independent Mortgage Corporation Loan Officer
924 Alt 19 Suite E, Palm Harbor, FL 34683
(727) 543-9345 fairwayindependentmc.com
First Florida Home Mortgage
1245 Westlake Blvd, Palm Harbor, FL 34683
(727) 736-5626 firstfloridahomemortgage.com

A mortgage refinance company in Palm Harbor Florida helps homeowners lower their rate or change loan terms. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Pinellas County property values and can guide you through the process.

What Does a Mortgage Refinance Company in Palm Harbor Cost?

Typical costs for a mortgage refinance in Florida range from 2% to 5% of the loan amount. This includes an appraisal fee of $400 to $700, title insurance of $500 to $1,000, and lender origination fees of 0.5% to 1%. Florida also charges documentary stamp taxes on the new loan, which vary by county. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a mortgage refinance company in Palm Harbor?
A mortgage refinance company helps you replace your current home loan with a new one. They handle the application, appraisal, and closing process for homeowners in Palm Harbor Florida.
How long does a refinance take in Florida?
Most refinances in Florida take 30 to 45 days from application to closing. Florida law requires a three day rescission period after signing, giving you time to cancel if needed.

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