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Find Mortgage Refinance Companies Near You in Pensacola, FL
Browse mortgage refinance companies serving Pensacola, Florida. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Pensacola, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 20 mortgage refinance companies in Pensacola, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Trident Home Loans, LLC
6723 Plantation Rd #32504, Pensacola, FL 32504
8503430400
Cornerstone Mortgage Solutions, llc
6702C Plantation Rd, Pensacola, FL 32504
8504736641
Trident Home Loans - Jonathan Kulak & Team - VA, Conventional, FHA Loan Specialist
6723 Plantation Rd #32504, Pensacola, FL 32504
8509729938
Tim Taylor - Trident Home Loans, LLC
517 N Baylen St, Pensacola, FL 32501
3096420008
Kayla Cannon Movement Mortgage
1765 E 9 Mile Rd #6, Pensacola, FL 32514
8505293295
NEXA Mortgage - Rich Preston
3107 N Davis Hwy, Pensacola, FL 32503
2519996696
Legacy Mortgage Group - Rob Benson
3 W Garden St #519, Pensacola, FL 32502
8509902570
Guild Mortgage - James Coleman
3298 Summit Blvd STE 18, Pensacola, FL 32503
8503806025
Lennar Mortgage, LLC Gulf Coast
25 W Cedar St Suite 101B, Pensacola, FL 32502
8506015506
Mortgage Trust Inc.
4400 Bayou Blvd Bldg 39, Pensacola, FL 32503
8504976767
FEMBi Mortgage
13 Palafox Pl Suite 215-3, Pensacola, FL 32502
8508079779
Supreme Lending Pensacola
3298 Summit Blvd STE 18, Pensacola, FL 32503
8504830910
DSLD Mortgage
125 W Romana St #215, Pensacola, FL 32502
8443753684
Home Mortgage of America, Inc.
4400 Bayou Blvd STE 40, Pensacola, FL 32503
8503164123
Guild Mortgage - Shellie Isakson Smith
3298 Summit Blvd STE 18, Pensacola, FL 32503
8502323224
Coastal Funding Corporation - Pensacola
534 S Navy Blvd, Pensacola, FL 32507
8507256500
Acrisure Mortgage, LLC
100 W Garden St suite c, Pensacola, FL 32502
8504505788
Najah Tran - Movement Mortgage
1765 E 9 Mile Rd, Pensacola, FL 32514
8509032720
Rapid Rate Mortgage
6901A N 9th Ave #649, Pensacola, FL 32504
8505307943
Southeast Mortgage
244 E Intendencia St, Pensacola, FL 32502
8003448788
A mortgage refinance company in Pensacola Florida helps homeowners replace their existing home loan with a new one. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Pensacola real estate market and can guide you through options like rate-and-term or cash-out refinancing.
What Does a Mortgage Refinance Company in Pensacola Cost?
Typical costs for a mortgage refinance in Pensacola Florida include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Florida documentary stamp taxes add about 35 cents per 100 dollars of the new loan. Total closing costs often range from 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Pensacola?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. Florida law also requires proof of homeowners insurance before closing. Your lender will provide a full list based on your loan type.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Florida has a three-day right of rescission for most refinances, meaning you can cancel within three business days after signing.
Are there Florida-specific fees for refinancing a mortgage?
Yes. Florida charges documentary stamp taxes on the new loan amount, typically 35 cents per 100 dollars. There may also be recording fees and intangible tax. Your refinance company will outline all costs in the Loan Estimate.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.