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Find Mortgage Refinance Companies Near You in Punta Gorda, FL

Looking for a mortgage refinance company in Punta Gorda? Review the directory below to compare your options.

12 agents listed
Updated June 2026
Punta Gorda, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 12 mortgage refinance companies in Punta Gorda, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Suncoast One Title & Closings
103 W Marion Ave Suite 111, Punta Gorda, FL 33950
(941) 205-2270 suncoastone.com
MortgageRight of Punta Gorda
2825 S Tamiami Trl b2, Punta Gorda, FL 33950
(941) 205-2500 stoneburnerhomeloans.com
SimpliFi Home Loans Punta Gorda
425 Cross St unit 116, Punta Gorda, FL 33950
(941) 833-2277 simplifi-homeloans.com
The Mortgage Firm - Toby Lynn
308 Sullivan St, Punta Gorda, FL 33950
(941) 621-8498 theperfectmortgagesolution.com
Northeast Financial
42881 Lake Babcock Dr Suite 200, Punta Gorda, FL 33982
(239) 445-5662 northeast-mortgage.com
BayPort Lending
265 E Marion Ave unit 116, Punta Gorda, FL 33950
(941) 584-8724 bayportlending.com
C2 Financial Home Loans - Jamal Hishmeh, Senior Loan Advisor
318 S Tamiami Trl #121, Punta Gorda, FL 33950
(941) 204-7542 c2financialfl.com
Rodney Massie - NMLS ID 134751 - SimpliFi Home Loans
425 Cross St unit 116, Punta Gorda, FL 33950
(941) 833-2277 simplifi-homeloans.com
Quick Finance Group
256 E Olympia Ave, Punta Gorda, FL 33950
(239) 494-5537 titleloanspuntagorda.com
Haley Pietraniec - SWFL Mortgage Loan Originator - Novus Home Mortgage
425 Cross St unit 116, Punta Gorda, FL 33950
(941) 201-5847 myloan.novushomemortgage.com
Paramount Residential Mortgage Group - PRMG Inc.
309 S Tamiami Trl Suite 3, Punta Gorda, FL 33950
(888) 776-4955 prmg.net
Finance of America Mortgage LLC
425 Cross St unit 116, Punta Gorda, FL 33950
(941) 833-2277 foamortgage.com

What Does a Mortgage Refinance Company in Punta Gorda Cost?

Typical costs for a mortgage refinance in Florida range from 2 to 5 percent of the loan amount. For a 200,000 dollar loan, this means 4,000 to 10,000 dollars in fees. These costs include the Florida documentary stamp tax, appraisal fees, title insurance, and lender origination charges. Your actual costs depend on your loan size, credit score, and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Punta Gorda?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Florida law also requires a property survey or title search to confirm ownership.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Florida law mandates a three-day right of rescission after signing for most refinances.
Are there Florida specific fees for refinancing?
Yes, Florida charges a documentary stamp tax on the new mortgage note. This tax is typically 0.35 percent of the loan amount. Other costs include appraisal and title fees.

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