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Find Mortgage Refinance Companies Near You in Spring Hill, FL

Looking for a mortgage refinance company in Spring Hill? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Spring Hill, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 20 mortgage refinance companies in Spring Hill, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Supreme Lending- Spring Hill
10480 Spring Hill Dr, Spring Hill, FL 34608
3526866000
Suarez Home & Finance Corp.
3087 Anderson Snow Rd, Spring Hill, FL 34609
3527546191
E Loans Mortgages - Laurie Johnson
13789 Linden Dr, Spring Hill, FL 34609
3523460977
Family First Mortgage USA empowered by NEXA
6185 Deltona Blvd, Spring Hill, FL 34606
3526007042
Fairway Independent Mortgage Corporation
13447 County Line Rd, Spring Hill, FL 34609
7274408970
Lisa Lombardi - Highlands Residential Mortgage NMLS #174476
5331 Commercial Way #207, Spring Hill, FL 34606
7275141417
E Loans Mortgage Inc
13789 Linden Dr, Spring Hill, FL 34609
3526887949
Dan Ernest - Fairway Home Mortgage
1397 Matthew Ave, Spring Hill, FL 34609
3528334663
The Ken Phillips Team - Stockton Mortgage
4088 Commercial Way, Spring Hill, FL 34606
3525874899
American Mortgage - Spring Hill
14298 Spring Hill Dr, Spring Hill, FL 34609
3526866996
ALCOVA Mortgage / Spring Hill, Fl
11359 Topaz St, Spring Hill, FL 34608
3526109406
Chase Mortgage
4279 Mariner Blvd, Spring Hill, FL 34609
3526884278
5 Star Financial Group - Spring Hill Mortgage Lender
14143 Spring Hill Dr, Spring Hill, FL 34609
3525962323
Jennifer Leigh Graber with Amerifirst Home Mortgage
10480 Spring Hill Dr, Spring Hill, FL 34608
3526161795
PNC Mortgage
7205 Forest Oaks Blvd, Spring Hill, FL 34606
3526865930
Capital City Home Loans
14302 Spring Hill Dr, Spring Hill, FL 34609
3525876795
Regions Mortgage
1446 Pinehurst Dr, Spring Hill, FL 34606
8007344667
Direct Lending Group
3443 Deltona Blvd, Spring Hill, FL 34606
3526868296
Mortgage, Bank of America
11050 Spring Hill Dr, Spring Hill, FL 34608
7273377883
PNC Mortgage
401 Mariner Blvd, Spring Hill, FL 34609
3526868770

Mortgage refinance companies in Spring Hill, Florida help homeowners lower their interest rates or change loan terms. Florida law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies understand Hernando County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Spring Hill Cost?

Typical costs for a mortgage refinance in Florida range from 2% to 5% of the loan amount. This includes an appraisal fee of $400 to $600, title search costs of $200 to $400, and lender origination fees of 0.5% to 1% of the loan. Florida also charges documentary stamp taxes on the new mortgage note, which vary by county. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Spring Hill?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Florida lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Florida?
The refinance process in Florida usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Florida-specific rules for refinancing a mortgage?
Yes. Florida law requires lenders to disclose all fees in a Loan Estimate within three business days. There is no state limit on prepayment penalties, but many lenders waive them for standard refinances.