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Compare Mortgage Refinance Companies in St. Augustine, FL
Browse mortgage refinance companies serving St. Augustine, Florida. Contact information and addresses listed below.
20 agents listed
Updated May 2026
St. Augustine, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 20 mortgage refinance companies in St. Augustine, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Coast2Coast Mortgage Lending
125 B King St, St. Augustine, FL 32084
9044691579
Florida Mortgage Brokerage Voted Best Mortgage Broker 2022-2025 by GuideToFlorida Magazine
108 Sea Grove Main St suite c, St. Augustine, FL 32080
9044957515
Jimmy Todd - Coast2Coast Mortgage - NMLS 1608236
93 1/2 King St, St. Augustine, FL 32084
9045898372
On Q Home Loans | St. Augustine
975 S Ponce De Leon Blvd Suite E, St. Augustine, FL 32084
9045938661
Quinn Barnett, CrossCountry Mortgage
101 E Town Pl #130, St. Augustine, FL 32092
8145067428
Carmen Richardson NMLS# 375570 - Coast2Coast Mortgage Lending
93 1/2 King St, St. Augustine, FL 32084
9049947003
Stephanie M. Spink - Coast2Coast Mortgage Lending - NMLS: 908730
125 B King St, St. Augustine, FL 32084
3524548801
Wade Lewis | Coast2Coast | Mortgage Lending
93 1/2 King St, St. Augustine, FL 32084
3523473303
St. Augustine Mortgage | Fidelity Home Group
100 Island Cottage Way, St. Augustine, FL 32080
9046502900
Coast2Coast Mortgage Lending | Eric Marques
93 1/2 King St, St. Augustine, FL 32084
5133780911
First Home Equity Loans
88 Riberia St #150, St. Augustine, FL 32084
9044847392
Mortgage refinance companies in St. Augustine Florida help homeowners lower their interest rates or change loan terms. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the unique property values and insurance costs in St. Johns County.
What Does a Mortgage Refinance Company in St. Augustine Cost?
Typical costs for refinancing in Florida include lender origination fees from 0.5 to 1.5 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Title insurance and escrow fees add 500 to 1500 dollars. Florida documentary stamp tax is 0.35 per 100 dollars borrowed. Total closing costs often range from 2 to 5 percent of the loan principal. This information is general and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in St Augustine Florida?
You typically need recent pay stubs tax returns bank statements and a valid ID. Florida law does not require additional documents beyond standard federal guidelines. Your lender will request a property appraisal as well.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. This timeline can vary based on appraisal availability and lender workload. Florida does not have a state specific waiting period for refinances.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.