Find Mortgage Refinance Companies in St. Augustine, FL
Directory of mortgage refinance companies in St. Augustine, Florida. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Florida before hiring.
Showing 20 mortgage refinance companies in St. Augustine, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in St. Augustine Cost?
Typical costs for refinancing in Florida include lender origination fees from 0.5 to 1.5 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Title insurance and escrow fees add 500 to 1500 dollars. Florida documentary stamp tax is 0.35 per 100 dollars borrowed. Total closing costs often range from 2 to 5 percent of the loan principal. This information is general and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in St Augustine Florida?
You typically need recent pay stubs tax returns bank statements and a valid ID. Florida law does not require additional documents beyond standard federal guidelines. Your lender will request a property appraisal as well.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. This timeline can vary based on appraisal availability and lender workload. Florida does not have a state specific waiting period for refinances.