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Compare Mortgage Refinance Companies in St. Petersburg, FL
Directory of mortgage refinance companies in St. Petersburg, Florida. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
St. Petersburg, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 20 mortgage refinance companies in St. Petersburg, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
6798 Crosswinds Dr N Suite C-104, St. Petersburg, FL 33710
7274970397
Custom Rate Mortgage
360 Central Ave Suite 470, St. Petersburg, FL 33701
7272105547
The Mortgage Firm
9600 Koger Blvd N #208, St. Petersburg, FL 33702
4077471492
Team Stapleton Home Loans LLC
3035 5th Ave N, St. Petersburg, FL 33713
7278002921
Doug Wagner at CrossCountry Mortgage
696 1st Ave N Suite 204, St. Petersburg, FL 33701
7275432897
BD Mortgage Group LLC
9800 4th St N #200, St. Petersburg, FL 33702
7277616111
Marlin Mortgage Capital
646 2nd Ave S, St. Petersburg, FL 33701
8886565150
Azulow
970 Lake Carillon Dr #300, St. Petersburg, FL 33716
7275102015
Seth Stern
6798 Crosswinds Dr N Suite C-104, St. Petersburg, FL 33710
7276471356
Motto Mortgage Advisors
150 2nd St N Suite 200, St. Petersburg, FL 33701
7272025626
Bay Equity Home Loans
100 2nd Ave N Suite 220, Office 2, St. Petersburg, FL 33701
4126516989
911 MORTGAGE - "Fast Funding To The Rescue!"
4180 Central Ave Suite #1, St. Petersburg, FL 33711
7274779111
Southern Gulf Coast Mortgage
7901 4th St N suite 300, St. Petersburg, FL 33702
7272850749
Affordable Home Mortgage - Florida
5901 Sun Blvd, St. Petersburg, FL 33715
4436773281
Peak Home Loans
360 Central Ave 8th floor, St. Petersburg, FL 33701
8444003100
Lennar Mortgage, LLC St. Pete
140 Fountain Pkwy N suite 250, St. Petersburg, FL 33716
7277912111
McDonough Group
6160 Central Ave #102, St. Petersburg, FL 33707
7278048342
Mortgage refinance companies in St. Petersburg Florida help homeowners replace their existing home loan with a new one. This process can lower monthly payments or change loan terms. Florida law requires refinance lenders to provide a Loan Estimate within three business days of application under the Truth in Lending Act.
What Does a Mortgage Refinance Company in St. Petersburg Cost?
Typical costs for a mortgage refinance in Florida include lender origination fees from 0.5 percent to 1 percent of the loan amount appraisal fees of 400 to 700 dollars and title insurance of 500 to 1 000 dollars. Florida documentary stamp tax adds about 3.50 per 1 000 dollars borrowed. These costs vary by property value and loan size. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in St. Petersburg?
You typically need pay stubs tax returns bank statements and a photo ID. Florida law does not require extra documents beyond federal standards but lenders may ask for proof of homeowners insurance.
How long does a mortgage refinance take in Florida?
The process usually takes 30 to 45 days from application to closing. Florida has no specific state time limit but federal rules require a three day waiting period after closing disclosure before you can sign.
Are there Florida specific fees for refinancing?
Florida charges a documentary stamp tax on the new mortgage note at a rate of 0.35 per 100 dollars of the loan amount. This tax is paid at closing and is separate from lender fees.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.