Find Mortgage Refinance Companies in St. Petersburg, FL
Directory of mortgage refinance companies in St. Petersburg, Florida. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Florida before hiring.
Showing 20 mortgage refinance companies in St. Petersburg, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in St. Petersburg Cost?
Typical costs for a mortgage refinance in Florida include lender origination fees from 0.5 percent to 1 percent of the loan amount appraisal fees of 400 to 700 dollars and title insurance of 500 to 1 000 dollars. Florida documentary stamp tax adds about 3.50 per 1 000 dollars borrowed. These costs vary by property value and loan size. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in St. Petersburg?
You typically need pay stubs tax returns bank statements and a photo ID. Florida law does not require extra documents beyond federal standards but lenders may ask for proof of homeowners insurance.
How long does a mortgage refinance take in Florida?
The process usually takes 30 to 45 days from application to closing. Florida has no specific state time limit but federal rules require a three day waiting period after closing disclosure before you can sign.
Are there Florida specific fees for refinancing?
Florida charges a documentary stamp tax on the new mortgage note at a rate of 0.35 per 100 dollars of the loan amount. This tax is paid at closing and is separate from lender fees.