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Find Mortgage Refinance Companies in Tampa, FL

Browse mortgage refinance companies serving Tampa, Florida. Contact information and addresses listed below.

20 agents listed
Updated June 2026
Tampa, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 20 mortgage refinance companies in Tampa, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
14 Days To Close
450 Knights Run Ave Unit 5, Tampa, FL 33602
(813) 343-4775 14daystoclose.com
Jen Martinez at CrossCountry Mortgage
5601 Mariner St, Tampa, FL 33609
(813) 480-4747 crosscountrymortgage.com
The Orlicki Group
401 E Jackson St, Tampa, FL 33602
(813) 302-1616 orlickigroup.com
Lennar Mortgage, LLC Tampa
4301 W Boy Scout Blvd # 690, Tampa, FL 33607
(813) 402-5880 lennarmortgage.com
Patrick Storch | Storch Mortgage Team
8465 W Linebaugh Ave, Tampa, FL 33625
(813) 616-8844 closemymortgagetampa.com
First Security Mortgage Services Inc.
13915 Carrollwood Village Run, Tampa, FL 33618
(813) 264-6606 firstsecuritymtg.com
Bliss Mortgage LLC
5322 Primrose Lake Cir A, Tampa, FL 33647
(813) 966-1888 blissmortgage.com
Simons & Leoni Home Loans
701 N Westshore Blvd Suite 284, Tampa, FL 33609
(813) 258-6767 simonsleoni.com
BlueGrey Mortgage - Tampa
5201 W Kennedy Blvd #714, Tampa, FL 33609
(813) 822-4808 bluegreymortgage.com
RMC Home Mortgage, LLC
3917 Riga Blvd, Tampa, FL 33619
(407) 221-4785 rmchomemortgage.com
Embrace Home Loans - Tampa, FL
1408 N Westshore Blvd Suite 706, Tampa, FL 33607
(855) 612-9398 embracehomeloans.com
Kearns Mortgage Team, Mortgage Broker
3903 Northdale Blvd Suite 100E, Tampa, FL 33624
(813) 796-5755 kearnsmortgageteam.com
Heckman Mortgage Group, Tampa Mortgage Lender
13139 W Linebaugh Ave Suite 204-B, Tampa, FL 33626
(813) 749-7776 theheckmangroup.com
The Mortgage Firm Tampa One
6521 Gunn Hwy, Tampa, FL 33625
(813) 644-6001 themortgagefirmtampa.com
Planet Home Lending, LLC - Tampa
3111 W Dr Martin Luther King Jr Blvd Suite 325, Tampa, FL 33607
(866) 882-8187 planethomelending.com
Sonlife Home Mortgage
7223 N Manhattan Ave, Tampa, FL 33614
(813) 513-2926 sonlifehm.com
Fernencial Corp
3812 W Linebaugh Ave Suite 109, Tampa, FL 33618
(813) 503-3027 fernencial.com
Infinity Wholesale Mortgages
5404 Hoover Blvd STE 6, Tampa, FL 33634
(727) 326-5656 iwmortgages.com
Mutual of Omaha Mortgage
8270 Woodland Center Blvd Office 123, Tampa, FL 33614
(630) 770-7548 mutualmortgage.com
Metroplex Mortgage Services, Inc.
8622 N Himes Ave, Tampa, FL 33614
(813) 935-8330 mplx.org

Mortgage refinance companies in Tampa Florida help homeowners lower their interest rates or change loan terms. Florida law requires lenders to provide a Loan Estimate within three business days of application. Tampa residents benefit from local knowledge of flood insurance requirements and homestead exemption rules.

What Does a Mortgage Refinance Company in Tampa Cost?

Typical costs for refinancing a mortgage in Florida include lender origination fees of 0.5 to 1.5 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1000 dollars. Florida documentary stamp tax adds about 0.35 percent of the new loan amount. Closing costs generally total 2 to 5 percent of the principal balance. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the typical timeline for refinancing a mortgage in Tampa Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can occur if the property requires a new appraisal or if title issues arise. Florida law does not set a maximum timeline but lenders must disclose estimated closing date.
Do I need a home appraisal to refinance in Tampa?
Most lenders require a new appraisal for a refinance in Florida. The appraisal cost typically ranges from 400 to 700 dollars. Some streamline programs like FHA or VA may waive the appraisal under certain conditions.
Are there Florida specific taxes or fees when refinancing a home?
Florida charges a documentary stamp tax on the new mortgage note at a rate of 0.35 per 100 dollars of the loan amount. There is no state income tax on mortgage refinancing. Local property taxes are not affected by refinancing alone.

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