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Compare Mortgage Refinance Companies in Winter Haven, FL

Directory of mortgage refinance companies in Winter Haven, Florida. Verify credentials with the state state mortgage licensing authority before hiring.

17 agents listed
Updated June 2026
Winter Haven, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 17 mortgage refinance companies in Winter Haven, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
5935 Cypress Gardens Blvd Ste. 500, Winter Haven, FL 33884
(863) 401-9922 locations.marinerfinance.com
OneMain Financial
333 Cypress Gardens Blvd, Winter Haven, FL 33880
(863) 291-0809 onemainfinancial.com
Solaris Financial Group LLC
250 Magnolia Ave Ste 200, Winter Haven, FL 33880
(863) 585-5011 solarisfg.com
Fairway Independent Mortgage Corporation
6607 Winterset Gardens Rd, Winter Haven, FL 33884
(863) 224-8558 christlougan.com
American Liberty Mortgage - Orlando, FL
223 7th St SW, Winter Haven, FL 33880
(407) 233-4077 almorlando.com
Vertical Lending
290 Cypress Gardens Blvd E, Winter Haven, FL 33880
(863) 299-0082 verticallending.com
Dwaine Jones Motto Mortgage Homewise
264 W Central Ave Suite A, Winter Haven, FL 33880
(863) 414-4662 mottomortgage.com
David Thornton - Lower Mortgage
429 1st St S, Winter Haven, FL 33880
(863) 287-7115 davidthorntonmtg.com
Mortgages & More, LLC
810 1st St S, Winter Haven, FL 33880
(863) 296-7181 mortgagesandmore.me
American Liberty Mortgage - Polk County - Winter Haven, FL
223 7th St SW, Winter Haven, FL 33880
(863) 656-1177 almpolk.com
Ovidio Sardinas - Home Loans
25 5th St NW, Winter Haven, FL 33881
(863) 410-2210 ovidiohomeloans.com
First Mortgage Corporation of Winter Haven
1810 6th St SE, Winter Haven, FL 33880
(863) 294-3254 fmc-wh.com
Atlas Mortgage, Inc.
333 6th St SW, Winter Haven, FL 33880
(863) 293-6669 atlasmtg.com
Primary Residential Mortgage, Inc.
332 Ave B SW Ste 200, Winter Haven, FL 33880
(401) 943-9200 primeres.com
Motto Mortgage Homewise
264 W Central Ave Suite A, Winter Haven, FL 33880
(863) 236-3868 mottomortgage.com
Jack Summers at CrossCountry Mortgage, LLC
635 1st St S, Winter Haven, FL 33880
(863) 557-7750 crosscountrymortgage.com
Chase Mortgage
1350 6th St NW, Winter Haven, FL 33881
(863) 291-5540 chase.com

A mortgage refinance company in Winter Haven Florida helps homeowners replace their existing home loan with a new one. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Winter Haven housing market and can guide you through the process.

What Does a Mortgage Refinance Company in Winter Haven Cost?

Typical costs for a mortgage refinance in Florida include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $500 to $1,500. Closing costs in Winter Haven often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Winter Haven?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. Florida lenders may also ask for proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title search takes longer.

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