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Find Mortgage Refinance Companies in Winter Park, FL

Directory of mortgage refinance companies in Winter Park, Florida. Verify credentials with the state state mortgage licensing authority before hiring.

18 agents listed
Updated June 2026
Winter Park, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 18 mortgage refinance companies in Winter Park, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Waterstone Mortgage - Winter Park, FL
2699 Lee Rd, Winter Park, FL 32789
(407) 644-0870 waterstonemortgage.com
American Pacific Mortgage (NMLS #2587123)
480 N Orlando Ave Suite 236, Office 242, Winter Park, FL 32789
(916) 223-0547 apmortgage.com
Fusion Home Loans, LLC
1071 W Morse Blvd, Winter Park, FL 32789
(866) 383-8447 fusionhl.com
EVOLUTION MORTGAGE LOANS LLC
157 E New England Ave SUITE 400, Winter Park, FL 32789
(407) 519-0079 evolutionmtg.com
Mortgage Money Lending, Inc.
941 W Morse Blvd suite 100, Winter Park, FL 32789
(407) 883-2778 mortgagemoneylending.com
Clifton Mortgage Solutions
1177 Louisiana Ave #213, Winter Park, FL 32789
(888) 681-0777 cliftonmortgageservices.com
The Woodburn Team at CrossCountry Mortgage
2729 W Fairbanks Ave, Winter Park, FL 32789
(407) 869-8830 webringyouhome.com
Eric Putt
2699 Lee Rd, Winter Park, FL 32789
(407) 449-1827 waterstonemortgage.com
Weekend Mortgage
480 N Orlando Ave APT 236, Winter Park, FL 32789
(407) 204-9600 weekendmortgage.com
Juan Escobar at Fusion Home Loans (NMLS #1996448)
1071 W Morse Blvd, Winter Park, FL 32789
(407) 267-4028 fusionhl.com
Michael Dean
1844 W Fairbanks Ave, Winter Park, FL 32789
(407) 574-1531 michaeldean.loanswithneo.com
Barry Botwin at CrossCountry Mortgage
147 E Lyman Ave Suite D & C-1, Winter Park, FL 32789
(407) 768-3242 crosscountrymortgage.com
First Florida Lending
228 N Park Ave suite j, Winter Park, FL 32789
(407) 647-5323 firstfloridalending.com
Tammy Powers at Waterstone Mortgage NMLS #904471
2699 Lee Rd, Winter Park, FL 32789
(407) 256-6203 waterstonemortgage.com
Equal Mortgage
941 W Morse Blvd #100, Winter Park, FL 32789
(407) 833-6886 equalmortgage.com
Infinity Mortgage Group, Inc
6832 Aloma Ave, Winter Park, FL 32792
(321) 757-2200 infinitymgf.com
Winter Park Mortgage Company
3001 Aloma Ave Suite 207 & 208, Winter Park, FL 32792
(813) 766-5473 jacobkuzman.leader1.com
Ameriuno - Winter Park
1270 N Orange Ave # B, Winter Park, FL 32789
(866) 263-7411

Mortgage refinance companies in Winter Park Florida help homeowners lower their rate or change loan terms. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Orange County property values and can guide you through the process.

What Does a Mortgage Refinance Company in Winter Park Cost?

Typical costs for a mortgage refinance in Florida include lender origination fees of 0.5 to 1.5 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,000 dollars. Florida documentary stamp tax and intangible tax also apply. Total closing costs often range from 2,000 to 5,000 dollars but can be higher for larger loans. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the typical timeline for refinancing in Winter Park Florida?
The refinance process in Florida usually takes 30 to 45 days from application to closing. Florida law requires a three-day right of rescission after signing for most refinances. Delays can happen if the appraisal or title work takes longer.
Do I need a home appraisal to refinance in Winter Park?
Most Florida lenders require a home appraisal to confirm the property value. Some streamline programs may waive the appraisal if you have enough equity. The appraisal cost in Winter Park typically ranges from 400 to 700 dollars.

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