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Find Mortgage Refinance Companies Near You in Honolulu, HI
Directory of mortgage refinance companies in Honolulu, Hawaii. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Honolulu, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Hawaii before hiring.
Showing 20 mortgage refinance companies in Honolulu, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Smart Money, Inc. NMLS #273384
1600 Kapiolani Blvd Suite 633, Honolulu, HI 96814
8084471850
Myers Capital Hawaii
1600 Kapiolani Blvd #1320, Honolulu, HI 96814
8085666611
C2 Hawaii
Pauahi Tower, 1003 Bishop St Suite 2700-42, Honolulu, HI 96813
8083691700
Paradise Home Mortgage - Low Mortgage Rates
815 Lukepane Ave, Honolulu, HI 96816
8084613933
Hawaii Mortgage Company
443 Portlock Rd, Honolulu, HI 96825
8089886622
Elias Halvorson - VA Home Loans Hawaii
500 Ala Moana Blvd ste 7-400, Honolulu, HI 96813
8085176416
Infinite Financial -- NMLS #1866302
1050 Queen St Suite 100, Office A2, Honolulu, HI 96814
8084891067
Preston Sims - Mortgage Loan Officer
500 Ala Moana Blvd, Honolulu, HI 96813
8087216625
John Keifer at Kama’aina Mortgage Group
500 Ala Moana Blvd suite 7400 456, Honolulu, HI 96813
8082229799
Hawaii Mortgage Experts * HME
Executive Plaza, 6700 Kalanianaʻole Hwy UNIT 215, Honolulu, HI 96825
8886843978
Ian Ho - Mortgage Purchase & Refinance Loan Officer - Infinite Financial LLC
1050 Queen St Suite 100, Office A2, Honolulu, HI 96814
8083522817
Todd French - Hawaii Mortgage Experts
6700 Kalanianaʻole Hwy UNIT 215, Honolulu, HI 96825
8084394398
Fairway Independent Mortgage Corporation
711 Kapiolani Blvd Suite 1460, Honolulu, HI 96813
8083393912
Island Home Lending
711 Kapiolani Blvd, Honolulu, HI 96813
8082841888
Primary Residential Mortgage, Inc.
745 Fort Street Mall #609, Honolulu, HI 96813
8085859888
Pacific Horizon Lending, NMLS #1941516
145 Polulani Pl, Honolulu, HI 96813
8083793880
Ohana First Mortgage NMLS #1664892
1164 Bishop St Suite 931, Honolulu, HI 96813
8087842155
Sandy Li - Trusted Mortgage Loan Officer with High Five Lending
1314 S King St #1663, Honolulu, HI 96814
8083930189
Curt Wilken | Castle & Cooke Mortgage, LLC
201 Merchant St STE 2300, Honolulu, HI 96813
8082198624
Hawaiian Isle Mortgage
1188 Bishop St STE 2804, Honolulu, HI 96813
8085500862
Mortgage refinance companies in Honolulu help homeowners adjust their loan terms or lower their interest rates. Hawaii law requires lenders to follow specific disclosure rules under Chapter 454 of the Hawaii Revised Statutes. These companies can assist with refinancing for single family homes condos and multi unit properties across Oahu.
What Does a Mortgage Refinance Company in Honolulu Cost?
Typical costs for a mortgage refinance in Honolulu range from 2 to 5 percent of the loan amount. This includes lender origination fees appraisal fees title insurance and Hawaii conveyance tax. For a 400000 dollar loan costs might be 8000 to 20000 dollars. Your actual costs depend on your loan size credit score and property type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Honolulu?
You typically need recent pay stubs tax returns bank statements and a valid Hawaii drivers license or state ID. Lenders also require a property appraisal and proof of homeowners insurance specific to Hawaii.
How long does a mortgage refinance take in Hawaii?
A standard refinance in Honolulu usually takes 30 to 45 days from application to closing. Hawaii law does not set a specific time limit but lenders must provide a Loan Estimate within three business days of your application.
Are there Hawaii specific fees for refinancing a mortgage?
Yes Hawaii charges a mortgage recording fee of about 0.15 percent of the loan amount. You may also pay Hawaii conveyance tax which varies by property value and county. These fees are in addition to standard lender costs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Hawaii.