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Find Mortgage Refinance Companies in Kailua-Kona, HI

Looking for a mortgage refinance company in Kailua-Kona? Review the directory below to compare your options.

17 agents listed
Updated June 2026
Kailua-Kona, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Hawaii before hiring.
Showing 17 mortgage refinance companies in Kailua-Kona, HI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Joy of Lending
73-4192 Kahi Pl, Kailua-Kona, HI 96740
(951) 847-5578 thejoyoflending.com
Alena Griffey at NFM Lending
75-5995 Kuakini Hwy Suite 414, Kailua-Kona, HI 96740
(808) 936-1571 nfmlending.com
Jamaica Canas at NFM Lending
75-5995 Kuakini Hwy Suite 414, Kailua-Kona, HI 96740
(808) 443-1668 nfmlending.com
Big Island Mortgages by Doug Mallardi
76-6190 Plumeria Rd, Kailua-Kona, HI 96740
(808) 333-4341 bigislandmortgages.com
Guild Mortgage - Travis Green
75-167 Hualalai Rd Suite 101-e, Kailua-Kona, HI 96740
(808) 333-6790 branches.guildmortgage.com
Mana Canon at NFM Lending
75-5995 Kuakini Hwy Suite 414, Kailua-Kona, HI 96740
(808) 315-0065 nfmlending.com
Guild Mortgage - Len Pagan
75-167 Hualalai Rd 101 B, Kailua-Kona, HI 96740
(808) 275-6898 branches.guildmortgage.com
Guild Mortgage - Christina Alves
75-167F Hualalai Rd Suite 101 O-8, Kailua-Kona, HI 96740
(808) 896-3208 branches.guildmortgage.com
eMortgage Hawaii
75-5799 Ali‘i Dr B 7, Kailua-Kona, HI 96740
(808) 334-6200 emortgagehi.com
April Nelson
75-5591 Palani Rd, Kailua-Kona, HI 96740
(808) 202-3441 cmghomeloans.com
Big Island Lending Group
75-5929 Ali‘i Dr, Kailua-Kona, HI 96740
(808) 327-1969 bigislandlending.com
Guild Mortgage - Jessica Brown
75-167 Hualalai Rd 101 B, Kailua-Kona, HI 96740
(808) 937-6392 branches.guildmortgage.com
CMG Home Loans
75-5591 Palani Rd Suite 2008A, Kailua-Kona, HI 96740
(808) 226-2135 cmghomeloans.com
Herbert Mortgage Team powered by Apex Home Mortgage
75-5737 Kuakini Hwy #104b, Kailua-Kona, HI 96740
(808) 747-6152 herbertmortgage.com
Apex Home Mortgage
75-5737 Kuakini Hwy, Kailua-Kona, HI 96740
(808) 747-6152 apexhm.com
Rate
75-5722 Kuakini Hwy Suite 205, Kailua-Kona, HI 96740
(808) 466-3292 rate.com
Premier Mortgage Resources Kailua Kona
75-5591 Palani Rd #3002, Kailua-Kona, HI 96740
(808) 938-4664 pmrloans.com

What Does a Mortgage Refinance Company in Kailua-Kona Cost?

Typical costs for a mortgage refinance in Hawaii range from 2% to 5% of the loan amount. This includes lender fees, appraisal fees (around $500 to $700), title insurance, and recording fees. Hawaii also imposes a conveyance tax of $0.10 per $100 of the loan amount for most refinances. Costs vary by case. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Kailua-Kona?
You typically need recent pay stubs, tax returns, bank statements, and a current mortgage statement. Hawaii lenders may also require a property appraisal and a copy of your homeowners insurance policy.
How long does a mortgage refinance take in Hawaii?
A standard refinance in Hawaii usually takes 30 to 45 days from application to closing. The process includes underwriting, appraisal, and a mandatory three day rescission period after signing.
Are there Hawaii specific fees for mortgage refinancing?
Yes, Hawaii charges a mortgage recording fee and a conveyance tax on the refinance amount. These fees vary by county and loan size. Your lender will provide a loan estimate showing all costs.

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