Compare Mortgage Refinance Companies in Kihei, HI
Looking for a mortgage refinance company in Kihei? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Hawaii before hiring.
Showing 15 mortgage refinance companies in Kihei, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage refinance companies in Kihei Hawaii help homeowners adjust their loan terms or lower their interest rates. Hawaii law requires lenders to provide a Truth in Lending disclosure within three business days of application. Local companies understand Maui real estate market conditions and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Kihei Cost?
Typical costs for refinancing a mortgage in Kihei include an appraisal fee of 400 to 700 dollars and lender origination fees of 0.5 to 1 percent of the loan amount. Title insurance and escrow fees range from 500 to 1500 dollars. Hawaii recording fees are about 50 to 100 dollars. Total closing costs often range from 2000 to 5000 dollars depending on the loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Kihei?
You typically need recent pay stubs tax returns bank statements and a valid Hawaii drivers license. Lenders also require a property appraisal and proof of homeowners insurance. Specific requirements vary by lender and loan type.
How long does a mortgage refinance take in Hawaii?
A standard refinance in Hawaii usually takes 30 to 45 days from application to closing. Delays can occur if the property is on leasehold land or if title issues arise. Hawaii has no statutory time limit for the refinance process itself.
Are there Hawaii specific rules for refinancing a mortgage?
Yes Hawaii has a mortgage recording fee based on the loan amount. The state also requires a conveyance tax on the mortgage document. Lenders must follow Hawaii Revised Statutes Chapter 454F for mortgage loan originator licensing.