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Mortgage Refinance Companies in Biddeford, ME

Browse mortgage refinance companies serving Biddeford, Maine. Contact information and addresses listed below.

3 agents listed
Updated June 2026
Biddeford, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Maine before hiring.
Showing 3 mortgage refinance companies in Biddeford, ME Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jim Frechette - Geneva Financial, NMLS #1602897
180 Pool St Suite 111, Biddeford, ME 04005
(207) 651-5955 genevafi.com
Atlantic Federal Credit Union
75 Boulder Wy, Biddeford, ME 04005
(207) 571-3500 atlanticfcu.com
Meg Faulkner – Mortgage Loan Officer at Bangor Savings Bank NMLS 184955
208 Main St, Biddeford, ME 04005
(207) 289-9575 bangor.com

Mortgage refinance companies in Biddeford Maine help homeowners adjust their loan terms or lower their interest rates. Maine law requires lenders to provide a clear loan estimate within three business days of application. Local companies understand the Biddeford real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Biddeford Cost?

Typical costs for a mortgage refinance in Maine include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Biddeford Maine?
You typically need recent pay stubs, tax returns for two years, bank statements, and proof of homeowners insurance. Maine lenders may also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in Maine?
A standard refinance in Maine usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.

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