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Mortgage Refinance Companies in Albany, OR

Looking for a mortgage refinance company in Albany? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Albany, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 20 mortgage refinance companies in Albany, OR Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PacRes Mortgage
2405 14th Ave SE STE C, Albany, OR 97322
8004447283
Landmark Professional Mortgage
810 SW Walnut St ste 101b, Albany, OR 97321
5038813323
Guild Mortgage Company
317 SE 1st Ave #303, Albany, OR 97321
5412430429
Newrez Home Loan Division
1393 SE Clay St suite b, Albany, OR 97322
5416199365
Johnny Wendel, Movement Mortgage
230 SW Ellsworth St, Albany, OR 97321
5035100563
Willcox Mortgage Group
150 SW Calapooia St suite a, Albany, OR 97321
8882240276
Trish Irwin, Mortgage Lender
1393 SE Clay St suite b, Albany, OR 97322
5417302111
Dee Robb, Movement Mortgage
1241 Pacific Blvd SE, Albany, OR 97321
5419792194
Guild Mortgage - Holly Smith
317 SE 1st Ave Suite 303, Albany, OR 97321
5417403777
Guild Mortgage - Alishia Hoskins
317 SE 1st Ave #303, Albany, OR 97321
5419819407
Jillyan Rogers
2405 14th Ave SE, Albany, OR 97322
5416197900
Roosevelt Gray, Mortgage Advisor 1461897
1393 SE Clay St suite b, Albany, OR 97322
5417027123
Homebridge
1801 17th Ave SE #1, Albany, OR 97322
5412362604
Platinum Mortgage Group Albany
2370 14th Ave SE, Albany, OR 97322
5419740982
Jeanette Moore Mortgage NMLS #377942
333 SW Lyon St, Albany, OR 97321
5037562300
Movement Mortgage
1241 Pacific Blvd SE, Albany, OR 97321
5412309626
Platinum Mortgage - Albany
220 6th Ave SW, Albany, OR 97321
5416662915
USA Mortgage
150 SW Calapooia St suite a, Albany, OR 97321
5095993957
Movement Mortgage
560 NW Hickory St NW, Albany, OR 97321
5412864258
TMI Lending, LLC
810 SW Walnut St Ste 101, Albany, OR 97321
5417914120

Mortgage refinance companies in Albany Oregon help homeowners lower their interest rates or change loan terms. Oregon law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Willamette Valley housing market and can guide you through the process.

What Does a Mortgage Refinance Company in Albany Cost?

Typical costs for a mortgage refinance in Oregon include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title insurance of $500 to $1,500. Closing costs usually total 2 to 5 percent of the loan amount. Oregon law prohibits excessive fees and requires lenders to provide a good faith estimate. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Albany Oregon?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Oregon law also requires a signed Loan Estimate and Closing Disclosure before you finalize the loan.
How long does a mortgage refinance take in Oregon?
A standard refinance in Oregon usually takes 30 to 45 days from application to closing. Delays can happen if an appraisal or title work is needed. Oregon law gives you a three day right of rescission after signing.
Are there Oregon specific rules for mortgage refinance fees?
Yes, Oregon limits certain prepayment penalties and requires clear disclosure of all fees. Lenders must provide a Loan Estimate within three days. Total closing costs often range from 2 to 5 percent of the loan amount.